money saving tips

Money Saving Tips – Avoid These Impulse Buying Triggers

Have you ever made a purchase without really thinking about it?  Why do you think retail stores place all those items just before you get to the checkout register? They know this is the last opportunity they have to get you to spend more money! Because It’s On Sale! 88% of all impulse buying is […]

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phone scams

Phone Scams & Internet Scams : How to Protect Yourself

Each year thousands of victims lose billions in sophisticated phone and internet scams. Scammers are using our obsession with technology to obtain personal information in an effort to convince you to give them your money. Here are some tips to recognize if you are being scammed and what to do in the event you are […]

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DIY Classes

Frugal Living Tip: Consider DIY Classes Before Starting a Project

DIY Many people cringe at the thought of do it yourself.  The key to a positive DIY experience is to 1) have the skills necessary to successfully complete the project  2) have the time and motivation to finish the project.  Most DIY project failures are a result of not having one of these 3 components. […]

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applying for a student loan

5 Things To Consider When Applying for a Student Loan

Each year, 20 million students attend college in the United States. Approximately sixty percent borrow money to cover the expenses of tuition, textbooks and fees, yet most still feel uneducated when it comes to making a decision about which student loans to apply for and use to pay for a college education. Here are 5 […]

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summer vacation

Money Saving Tips – Budgeting for Summer Vacation

With summer right around the corner it’s a good time to review your summer vacation plans….. Here are some tips for making sure your summer vacation doesn’t break the bank. Create a Budget for Your Summer Vacation – Plans for any vacation are best made well in advance. This obviously not only gives you time to […]

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millennials

The Secret of Successful Millennials? – Low Debt

Who are Millennials? There have been many surveys of this age group, perhaps the best know is the 2014 Wells Fargo Millenial Study.    The Millennial Next Door Project (MNDP) takes a different approach and looks at the things that this age group is doing that has made a positive impact on their financial wellbeing. […]

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charitable contributions

Tax Deductions for Common Charitable Contributions

Donating your time or treasure to help support a worthy cause is an awesome way to give back to your community. You not only benefit the organization with your charitable donation, you are providing the support necessary for the organization to continue to help others for years to come.  Here are some tips for handling […]

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summer activities

Summer Activities to Get You in Shape on a Budget

So you’ve survived another winter, and want to get fit and healthy this summer. You want to make the most of those long sunlight hours and summer holidays. But you don’t want to break the bank. Here are some fun summer activities that are sure to get you fit on a budget.   Cycling Ok, […]

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personal loans

Managing Tax Deductible Interest on Non Personal Loans

Come tax season you’re anxious to get all the write-offs possible. As you pull all your bank statements and other financial documentation, you wonder if the interest rate you paid on your personal loan is tax deductible. Read on to discover if this is something you can capitalize on. Personal Loan Interest Used to Be […]

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