frugal living made easy

Frugal Living Made Easy

Frugal Living – As Easy as You Want it to be Frugal living is all about making informed and deliberate choices in how to spend money. In other words, frugality allows me to get more value for my hard earned dollar and who wouldn’t want that? Do I spend hours cutting coupons or drive to […]

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online credit card payments

Build Profitability with Online Credit Card Payments

Cash flow is the lifeblood of business. Without cash generated from new sales, business activity can slow or even come to a grinding halt. Unless the stream of revenue flows efficiently from the customer’s click of the “Buy” button into the bank, businesses operate at a disadvantage.   Your Lifeblood Can Dry Up According to […]

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controlling renovation costs

Controlling Renovation Costs: Stay in Place or Move Out Temporarily?

Planning a major renovation can be the ideal way to improve your home. You might be considering remodelling the kitchen or bathroom. Perhaps you’re thinking about adding additional rooms to expand your living space.   Regardless of the type of renovation project you’re planning, the question of whether to stay in the home or move […]

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millennials vs gen-x

Millennials vs Gen-X – How Are They Paying for College?

Recent undergraduates are graduating college with far more debt, in fact just about record setting financial debt, as reported by new research of more than 400 students throughout the United States surveyed by Credit Sesame. In general, regardless of the skyrocketing cost of higher education, Millennials (everyone born between 1981 and 2004) have a more […]

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smaller homes

Downsizing Your Living Quarters: The Trend Towards Smaller Homes

Traditionally the trend when people buy new homes is that they always buy bigger. This isn’t always true anymore. There’s a new trend toward people building and buying homes with smaller square footage than in previous decades. There’s even a conference in the United States dedicated to the tiny house trend. Read on to find […]

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living leaner

Living Leaner: Reasons Downsizing is a Smart Move for Everyone

Marketers do their best to convince people that more and bigger is better, but as many individuals find out, having a bunch of stuff usually doesn’t do anybody any favors. In fact,  researchers have noted that, the more people acquire, the more miserable they often become. Downsizing might be just the ticket to the fulfilling […]

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carrying student loan debt

Where Can You Buy a Home While Carrying Student Loan Debt?

One common myth about acquiring student loan debt is that it prevents you from buying a home. Although millennials are delaying home buying longer than any other generation in recent history, student debt surprisingly isn’t to blame. It’s true that carrying significant student loan debt can hinder savings for a down payment and cause your […]

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compare insurance quotes online

3 Places to Compare Insurance Quotes Online

It’s that time of the year again. Your policy expires at the end of the month, and while you don’t really want to waste the time and energy researching new policies, you’re not exactly happy with your existing policy, either. Whether your issue is price, coverage amount or lack of personalized service — we’ll help […]

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protect yourself from credit card fraud

How to Protect Yourself from Credit Card Fraud

Credit card fraud has been in the news recently and is a growing threat to consumer bank accounts globally. The following are several tips to help protect yourself from Credit Card Fraud. Avoid Using ATMs in Tourist Areas Tourist areas are popular places for thieves because there are large numbers of travelers that need to […]

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save money on Amazon

12 Ways to Save Money on Amazon

Internet sales have been growing at an average rate of 15% for the past 5 years and exceeded the $300 Billion mark for the first time last year according to  The largest online retailer Amazon, was responsible for 30% of those sales and net sales have grown around 20% on average for the last […]

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Personal Loans

Top Reasons You’re Not Saving and Paying Off Debt

Americans feel saving and paying off debt is a high priority however, many are not saving as much as they would like.  According to a recent survey by Discover Personal Loans, 40% of Americans have reduced the amount they are saving and 38% were saving to pay off debt.  Here are several reasons why we […]

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Top 4 Ways to ruin your FICO credit score

Top 4 Ways to Ruin Your FICO® Credit Score

Your credit score is one of the most important pieces of information financial institutions use to determine everything from the interest rate you’ll pay to the type of loan you qualify for.  There are many things that can negatively affect your Credit Score and your ability to effectively manage it may well save you thousands […]

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