over 50 life insurance

I’m Over 50 Do I Need Life Insurance?

Do I Need Life Insurance if I’m Over 50? Traditionally life insurance is something that we get when we have a young family and a high mortgage, in order to provide for our family should we die. But what if we are older and want to invest in some life insurance? Insurers will often provide policies [...]

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vacation home rentals

How to Save Money With Vacation Home Rentals & $275 Cash Giveaway

When is the last time you took a vacation? Where did you stay? If you are like 95% of the world, you found a hotel in the area and spent your vacation time there, in your 350 square foot hotel room which included nothing more than a bed, a chair, a bathroom, and a small [...]

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cost of living in the U.S.

Price of the American Dream: Cost of Living in the U.S. [infographic]

Cost of Living in the U.S. – Is the American Dream Still Attainable? I don’t have to tell you that the cost of living in the United States has risen substantially over the last several decades, all one needs to do is look at a bank statement for a reality check. What may be surprising [...]

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student loan forgiveness

How to Lower Debt with Student Loan Forgiveness Programs

The student debt crisis in the United States is at an all time high.  With over $1 trillion in outstanding debt, most students can be certain they will have some sort of debt when they graduate.  While financing an education is still seen as good debt, any debt can be scary for new graduates.  Luckily [...]

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increase online sales

Sell More Products: Quick Tips to Increase Online Sales and Make More Money

  Having a great product is not enough to make millions selling online. You need some tricks to make sure you have the highest profits and to make sure people are buying what you have to sell. Putting in place a few tricks will help to set you apart from the competition and make sure [...]

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traveling to hong kong on a budget

Traveling to Hong Kong on a Budget

Hong Kong is considered one of the gems of Asia for visitors to explore. Spending time in this famous city need not be expensive and there are plenty of ways to keep costs down while there. The following are a few to consider for anyone thinking about a Hong Kong vacation. Flights     The popularity of the [...]

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managing your money

Carnival of Financial Planning – Managing Your Finances Edition

Welcome to the Carnival of Financial Planning – Managing Your Finances Edition! I’m excited to share some great articles to help you manage your money.  If you find something interesting please share with your friends. BUDGETING AND ECONOMICS Hank @ Money Q&A writes How To Compete In The Current Job Market – job-seekers must adapt [...]

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used car could be a bad investment

Signs that a Used Car Could be a Bad Investment

So you’ve read all the automotive reviews, pored over online listings, and narrowed down the field to what seems like a great deal on a used car. Yet buying used means that there’s always some aspect of risk involved. You can minimize this risk by putting your investigative hat on and going the extra mile [...]

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refinancing your loan

Refinancing Your Loan – What You Should Know

Dealing with a home mortgage is never easy. With the recent shaky economy, many homeowners are understandably cautious about taking on any long-term loans until their existing loans are cleared up. This was particularly true in the case of mortgages. However, between 2013 and early 2014, the market has seen a rebound. There has never [...]

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mortgage payment programs

Should Homeowners Enroll in Bi-Weekly Mortgage Payment Programs?

Homeowners who borrow money to purchase homes have the great responsibility of paying their sizable mortgage payments every month. Mortgage payments are often the most costly expense homeowners pay, which includes principal, interest, taxes and insurance. The cost of the payment can be difficult for the homeowner to afford, the large sum can be overwhelming [...]

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What to Do if You Can’t Pay Your Taxes

Whatever you do make sure you file your return on time. The penalties for failing to file your tax return on time are stiff. You will be charged 5% on the amount you owe each month up to a maximum of 25% of the tax owed after 5 months. It is much better to file [...]

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Barclaycard Arrival – Travel Rewards Credit Card Review

Are you looking for one of the best travel rewards credit cards out there?  The Arrival World Mastercard from Barclaycard is an obvious choice.  Barclaycard makes it easy to earn travel miles, but they make it even easier to redeem them.  When people are looking for a travel rewards credit card, they first look at [...]

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Home Insurance

HARP – Home Affordability Refinance Program

HARP stands for Home Affordability Refinance Program and is offered through the U.S. Department of Treasury and Housing and Urban Development.  HARP is for homeowners that are not behind on their mortgage payments and have not had luck in obtaining refinancing because the value of their home has declined. HARP Eligibility In order to qualify [...]

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work the most overtime

7 Careers That Let You Work the Most Overtime

The idea of saving money often seems limited to cutting costs and practicing a frugal lifestyle, but finding ways to earn more money in your current job is also a crucial part to saving money. A sure-fire way to increase your financial cushion and make bills more bearable is to put in more work for [...]

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