student loan debt

5 Strategies for Managing Student Loan Debt After Graduation

Graduating students who have taken out student loans are often in for a bit of a surprise soon after graduation. Reality starts to sink in once you receive your first student loan bill in the mail. The average amount of student loan debt is in the $33,000 range and 1 in 5 students graduate owing […]

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Dealspotr Mission

Dealspotr: Changing the Way People Share Online Deals

Dealspotr is changing the way people find and share deals online. Through crowdsourcing coupons and promo codes, Dealspotr has created the largest and most accurate real-time database of deals available. I am always interested in finding the best online deals and sharing them with my readers so I decided to checkout Dealspotr.     What […]

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tax deductible interest

Managing Tax Deductible Interest on Non Personal Loans

This article has been updated for the 2016 Tax Year With tax season just around the bend, you might be starting to pull all your bank statements and other financial documentation together. You also might be wondering if there are any new changes to the tax code that might effect your personal or business tax […]

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financial hangover

Top Finance Tips – How to Avoid a Holiday Financial Hangover

The holidays are a special time of the year when family and friends gather to celebrate and enjoy each other’s company.   The holiday season is often associated with splurging and it’s a great time to consider these tips to keep the focus on the true meaning of the holidays and help keep your spending […]

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Top 4 Ways to ruin your FICO credit score

Top 4 Ways to Ruin Your FICO® Credit Score

Your credit score is one of the most important pieces of information financial institutions use to determine everything from the interest rate you’ll pay to the type of loan you qualify for.  There are many things that can negatively affect your Credit Score and your ability to effectively manage it may well save you thousands […]

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paying off debt

Top Reasons You’re Not Saving and Paying Off Debt

Americans feel saving and paying off debt is a high priority however, many are not saving as much as they would like.  According to a recent survey by Discover Personal Loans, 40% of Americans have reduced the amount they are saving and 38% were saving to pay off debt.  Here are several reasons why we […]

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get control of your finances

4 Easy Steps to Get Control of Your Finances

Are your finances a mess?  If you are living paycheck to paycheck it just might be time to get control of your finances.  We put together 4 easy steps that will help you get your finances back on track. 1.  Put a Hold on Unnecessary Spending Lets face it, if your spending is out of […]

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find your next job

5 Ways to Find Your Next Job

When it comes to job hunting, most people know to check the employment guide in Saturday’s newspaper or log onto their favorite online job search engine. There are other ways to help secure your dream job though – and sometimes you don’t even need to wait for the position to be advertised. Below are five […]

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best time to buy

Knowing the Best Time to Buy Can Save You Big Money

Knowing the best time to buy is often tied to when retailers are making room for new product models or around seasonal shopping holidays. Shopping for big ticket items  Use the month by month guide below to see when the most popular consumer products are on sale. In addition, here are some shopping tips and […]

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saving vs borrowing

Saving vs Borrowing for a Major Purchase

Neither a borrower nor a lender be goes the ancient proverb. In an ideal world most of us probably would rather not borrow, but the reality is that some purchases just seem to require it, particularly the larger ones. If you were brought up on such ideas as ‘you shouldn’t buy what you can’t afford,’ […]

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Investing

Indices, Shares, and Forex: When to Invest in Each

  Conservative investment theory encourages new investors to be as diversified as possible, often through index mutual funds and ETFs which represent entire markets – thousands of companies represented by each. On the other hand, this is not a very good way to make money quickly. Index funds grow with the speed of glacial migration. […]

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euro fall

Will the Euro Fall to Dollar Parity in 2017?

As we head into 2017, the Euro is on track to fall to US Dollar parity for the first time in over 14 years. Over the last year, trust in the EU has fallen sharply amid weak recovery and changing political leadership. A general reluctance to acknowledge that the entire Euro currency is now increasingly […]

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