minimize home expenses

How to Minimize Your Home Expenses

Owning a home gives you a sense of accomplishment in life and a feeling of freedom now that you are no longer at the mercies of your landlord every other month. But as always, freedom usually come accompanied with responsibilities. If you bought your house through a mortgage loan, your major responsibility will be to […]

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buying used

Buying a Used Car is Better Than Buying New, Right?

There has been an ongoing conversation about the economics of used vs. new cars since the invention of the horseless carriage. Frugal people tend to cite statistics like “You lose 40% of the value of the car when you drive it off the lot!” which may or may not be made up. In any case, […]

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punch debt

11 Things You Can Do to Punch Debt in the Face

 What do you do when you look around and all you see are piles and piles of debt? Do you find yourself living from paycheck to paycheck and unable to save for the future? Figures show that the average debtor in the UK neck deep in debt of £16,753. But you certainly do not have to lose in […]

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Out of Control Spending

Prioritize, Plan and Ponder: Practical Ways to Stop Out of Control Spending

Many habits are hard to break and some can be more damaging than others, but you can make positive changes if you know how to go about implementing a new strategy that breaks the pattern and shows you a better way forward. For example, if you find that your spending habits are not in line […]

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hate couponing

12 Ways to Save Money When You Hate Couponing

    Though most of us like to save money, the hard-working lifestyle of a couponer is not for everyone. Finding and clipping coupons is time consuming enough; add the time it takes to organize and store them, arrange a formula in which to use them, and couponing becomes an involved process for which many […]

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borrowing money

3 Do’s and One Don’t of Borrowing Money in 2017

The worldwide lending landscape has changed quite a bit since the introduction of the internet and the revolution in consumer and communication technologies. There are many ways to borrow money these days, though the better your credit and other qualifications the more options will be available to you. Anybody can get a loan, but not […]

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retirement planning

How a Little Bit of Retirement Planning Goes a Long Ways

When it comes to personal finance, one of the big mistakes people often make is to focus too heavily on the investing aspect. The motivation behind this is clear: Pick the right winners, and BIG returns will be yours! There’s just one problem: Most fund managers, the very people who work with stocks every single […]

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penny pinching

35 Extreme Penny Pinching Tips for Saving Real Money

So you need to do some extreme penny pinching; You want to put your pennies in a vice and squeeze every morsel of buying power out of them. Let’s do it. What do you do when life suddenly kicks you down, and you have to stretch every dollar you have? Injury, illness, losing your job […]

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best time to buy

Knowing the Best Time to Buy Can Save You Big Money

Knowing the best time to buy is often tied to when retailers are making room for new product models or around seasonal shopping holidays. Shopping for big ticket items  Use the month by month guide below to see when the most popular consumer products are on sale. In addition, here are some shopping tips and […]

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