What to Do if You Can’t Pay Your Taxes

Whatever you do make sure you file your return on time. The penalties for failing to file your tax return on time are stiff. You will be charged 5% on the amount you owe each month up to a maximum of 25% of the tax owed after 5 months. It is much better to file [...]

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ESTA or Visa? Do You Need Both?

For residents of certain countries, of which the UK is one, stays not exceeding 90 days can be undertaken without the conventional visa, if you apply for an ESTA (Electronic system for Travel Authorization) before you travel. Full and complete details can be found by visiting For your convenience let’s go through some of [...]

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tips to build your credit score

Tips to Build Your Credit Score

Credit scores are incredibly important these days.  While some may think that credit scores are only used when purchasing something with credit, that is simply not entirely true.  Having a good credit score can affect your insurance premiums, if you can rent an apartment, if you can get a job, along with paying cheaper rates [...]

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best tax rates

A Guide to Tax Planning – States With The Best Tax Rates

Tax season is in full swing.  If you haven’t filed your taxes yet, then remember you need to have them done by the 15th of April.  On top of dealing with federal taxes, matters can get complicated when state taxes come into the mix.  Each state has their own tax code as well as different [...]

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saving money on self storage

Saving Money on Self Storage

High Demand for Self Storage Self storage might initially look like a one-time requirement, but the fact that there are more than 48,500 primary and 4,000 secondary self-storage facilities in the U.S. indicates a high, and a frequent, demand for outdoor storage facilities. The Self Storage Association points out in the 2013-2014 self-storage industry fact sheet [...]

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can't pay your taxes

Survey: Prepare Your Own Tax Return? Is It Time to Hire a Tax Professional

How well do you know your taxes? I conducted a survey in which about a 100 respondent were asked intimate questions about taxes and tax consultation. The maximum of the respondents were from the highest tax bracket (a whopping 33 per cent of the respondents earned more than $150,000 a year). Did you know that [...]

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managing your money

Carnival of Financial Planning – Managing Your Money Edition

Welcome to the Carnival of Financial Planning – Managing Your Money Edition! I’m excited to share some great articles to help you manage your money.  If you find something interesting please share with your friends. BUDGETING AND ECONOMICS Little House @ Little House in the Valley writes Hectic Week Means Less Time – Getting through [...]

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bulls bears and basketball

March Madness Meets Money Management: Bulls, Bears & Basketball by Chuck Thoele

We are giving away a free copy of Bulls, Bears, & Basketball?  Leave a comment below and then tweet a link to this article. If bracketology, March Madness, and the Final Four sounds more exciting than financial advice, then ”Bulls, Bears, & Basketball: Financial Planning for College Hoops Fans“ by Chuck Thoele (Brown Books Publishing Group) is for [...]

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Barclaycard Arrival – Travel Rewards Credit Card Review

Are you looking for one of the best travel rewards credit cards out there?  The Arrival World Mastercard from Barclaycard is an obvious choice.  Barclaycard makes it easy to earn travel miles, but they make it even easier to redeem them.  When people are looking for a travel rewards credit card, they first look at [...]

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credit card was hacked

Your Credit Card Was Hacked, Now What?

With major retailers revealing the breach of their customers’ credit and debit card data, it is more important than ever to protect yourself.  It is becoming easier for hackers to steal and use customer card information, so it is your responsibility to be on the lookout.  So, what do you do if your debit or [...]

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