gap insurance

Gap Insurance – What is it? and Do I Need it?

What is Gap Insurance? When you purchase a new vehicle, the minute you drive it off the lot the value of the vehicle depreciates, up to 30% depending on the make and model.  If you purchase a vehicle and finance it with less than 20% down you just might be upside down the minute you […]

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value of one dollar

The Value of One Dollar Around the World

Since the early 2000’s, traveling Americans have had to endure steep costs due to the struggling value of the U.S. Dollar. Not that long ago the exchange rate for the British pound and the Euro was 2:1. With the economic state the dollar was in it made it difficult for Americans to travel to many […]

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balanced life

3 Steps to a More Balanced Life

Having and maintaining a balanced life are important. In a previous article about 8 ways to overcome the fear of success, maintaining a balanced life is an essential part of achieving the success you have always wanted. It helps you get to the level you want to be without sacrificing other parts of your life. […]

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 save and generate cash

More Ways to Save and Generate Cash for Future Investments

In a previous article we discussed saving for college  and it ignited a lot of positive responses. The article included plenty of simple, straightforward tips that anyone can implement when they want to pursue a higher degree. The same tips can also be used for other purposes, such as saving up to purchase a home. Besides the tips […]

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professional credit repair

When it’s Time for Professional Credit Repair Help

Access to credit is necessary for major purchases such as a car or home and being turned down for a credit card or loan because of a bad credit score can be devastating.  In addition, a poor credit score can end up costing you thousands of dollars in higher interest rate payments. While there are […]

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buying used

Buying a Used Car is Better Than Buying New, Right?

There has been an ongoing conversation about the economics of used vs. new cars since the invention of the horseless carriage. Frugal people tend to cite statistics like “You lose 40% of the value of the car when you drive it off the lot!” which may or may not be made up. In any case, […]

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punch debt

11 Things You Can Do to Punch Debt in the Face

 What do you do when you look around and all you see are piles and piles of debt? Do you find yourself living from paycheck to paycheck and unable to save for the future? Figures show that the average debtor in the UK neck deep in debt of £16,753. But you certainly do not have to lose in […]

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borrowing money

3 Do’s and One Don’t of Borrowing Money in 2017

The worldwide lending landscape has changed quite a bit since the introduction of the internet and the revolution in consumer and communication technologies. There are many ways to borrow money these days, though the better your credit and other qualifications the more options will be available to you. Anybody can get a loan, but not […]

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retirement planning

How a Little Bit of Retirement Planning Goes a Long Ways

When it comes to personal finance, one of the big mistakes people often make is to focus too heavily on the investing aspect. The motivation behind this is clear: Pick the right winners, and BIG returns will be yours! There’s just one problem: Most fund managers, the very people who work with stocks every single […]

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penny pinching

35 Extreme Penny Pinching Tips for Saving Real Money

So you need to do some extreme penny pinching; You want to put your pennies in a vice and squeeze every morsel of buying power out of them. Let’s do it. What do you do when life suddenly kicks you down, and you have to stretch every dollar you have? Injury, illness, losing your job […]

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best time to buy

Knowing the Best Time to Buy Can Save You Big Money

Knowing the best time to buy is often tied to when retailers are making room for new product models or around seasonal shopping holidays. Shopping for big ticket items  Use the month by month guide below to see when the most popular consumer products are on sale. In addition, here are some shopping tips and […]

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millennials and money

Millennials and Money – Managing Financial Stress

Money tops the list for causing stress among Americans and especially Millennials according to a new report from the American Psychological Association. Millennials lead all age groups when it comes to money worries edging out Gen Xers (5.5 on a 10 point scale vs 5.4 for Gen Xers, Boomers 4.5 and Matures 3.5). In fact, […]

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