diploma

A Guide to Tax Credits for Education

This post has been updated as of August 2017   With the cost of college increasing an average of 7% per year, tax credits such as the American Opportunity Credit and the Lifetime Learning Credit can help to defray some of the cost.  A four year college degree continues to be a good investment, however […]

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car financing tips

6 Important Car Financing Tips for Millennials

Buying or financing a car is not the easiest thing in the world, and a lot of millennials are slowly realizing this now. You are now done with school and you have finally landed your first job, and now, the pressure is on for finding the best wheels in the market. Having your own car […]

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capital one

Save Money with a Credit Card that Really Rewards You with Cash Back

Cash back credit cards offer what appears to be free money to account holders. The premise of a cash back card is simple: spend money on a credit card, and you will receive a percentage of your expenditures in the form of cash back. This can range anywhere from 1% to 5%. The precise amount […]

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perfect 401k

The 5 Components of a Perfect 401k

For the average American, managing a 401k sounds like a painfully complicated problem that haunts you for a lifetime. That’s because in most cases, it is! Have no fear – with the correct guidance and knowledge, 401k management can be a piece of cake, even for a beginner. After all, it’s a retirement plan that […]

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jpeggreatwaystosaveinfographic

Great Ways to Save Money on Your Next Used Car

Looking to save some bucks on your next car? Feeling stressed about having to make that big decision about what car is best for you? Consider buying used. We all know that buying used costs less than buying new; after all, new-car values drop the minute you drive off the lot in your shiny, latest-edition. […]

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save money as a student

Practical Ways to Save Money as a Student

  Saving money as a student should be at the top of your list of things to do this year if you’re at university or studying a course from home. There isn’t much help for students who fall into a monetary crisis after they’ve finished their course. Usually, the only way out of trouble is […]

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stretch your money

Find Extra Cash Without Earning More: How a DIY Approach Can Stretch Your Money

If you’re the sort of person who always pays someone else to fix your broken things, you could be spending too much money. In fact, if you learned to manage a few DIY skills, you might have more money to stash in the bank.   Stretch Your Money by Saving Money on Home Repairs Squeaky […]

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market a small business

4 Ways to Effectively Market a Small Business

Marketing your small business can build a brand following and increase sales revenue. Having an effective marketing strategy is key to that success and even though there are numerous marketing strategies, they all have the common goal of convincing people to purchase your product or service.  Most businesses do not have unlimited funds for marketing […]

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stop wasting money

Stop Wasting Money on These Items Now

Our lives are moving so fast each day, with work, family, a social life, that maybe we don’t even know how many wasteful items we are spending our hard-earned money on each day.  While that may be true for some, I think for most it is just the ease of the grab-and-go, being financially lazy […]

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gap insurance

Gap Insurance – What is it? and Do I Need it?

What is Gap Insurance? When you purchase a new vehicle, the minute you drive it off the lot the value of the vehicle depreciates, up to 30% depending on the make and model.  If you purchase a vehicle and finance it with less than 20% down you just might be upside down the minute you […]

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value of one dollar

The Value of One Dollar Around the World

Since the early 2000’s, traveling Americans have had to endure steep costs due to the struggling value of the U.S. Dollar. Not that long ago the exchange rate for the British pound and the Euro was 2:1. With the economic state the dollar was in it made it difficult for Americans to travel to many […]

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best time to buy

Knowing the Best Time to Buy Can Save You Big Money

Knowing the best time to buy is often tied to when retailers are making room for new product models or around seasonal shopping holidays. Shopping for big ticket items  Use the month by month guide below to see when the most popular consumer products are on sale. In addition, here are some shopping tips and […]

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millennials and money

Millennials and Money – Managing Financial Stress

Money tops the list for causing stress among Americans and especially Millennials according to a new report from the American Psychological Association. Millennials lead all age groups when it comes to money worries edging out Gen Xers (5.5 on a 10 point scale vs 5.4 for Gen Xers, Boomers 4.5 and Matures 3.5). In fact, […]

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driving without insurance

What to Do If You’re Caught Driving Without Insurance

Almost everyone knows that it’s illegal to drive without insurance, but the threat of penalty points, huge fines and disqualification isn’t enough to put some people off. It’s thought that around 4-5% of drivers in the UK and 10-12% in the U.S, frequently take to the road with no insurance. It’s especially tempting for younger […]

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