first time home buyers

Mortgage Loan Protection: Protect Your Mortgage Payment in Difficult Times

Three Ways to Protect your Mortgage in Difficult Times If you are among the Americans affected by the struggling economy, you may be wondering how you’re going to cover larger expenses like mortgage payments. The first step to minimize financial fallout is to be open and honest with your lender. They want to help you […]

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energy saving tips

Money Saving Tips – Energy Saving Tips to Avoid

Upgrading an appliance to a new energy efficient model may save you money on your electric bill but it’s not always the right move financially.  Here are some energy saving tips that you may want to avoid: Wait on Those LED Bulbs – LED bulbs are expensive, costing between $17-$35 each for a 60 watt […]

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The Secret of Successful Millennials? – Low Debt

Who are Millennials? There have been many surveys of this age group, perhaps the best know is the 2014 Wells Fargo Millenial Study.    The Millennial Next Door Project (MNDP) takes a different approach and looks at the things that this age group is doing that has made a positive impact on their financial wellbeing. […]

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charitable contributions

Tax Deductions for Common Charitable Contributions

Donating your time or treasure to help support a worthy cause is an awesome way to give back to your community. You not only benefit the organization with your charitable donation, you are providing the support necessary for the organization to continue to help others for years to come.  Here are some tips for handling […]

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wedding pictures

Money Saving Tips – Take Your Own Wedding Pictures

With the average cost of a typical professional wedding photographer costing $3000 and up, more and more couples are taking their own wedding pictures. Chances are you probably know someone that has a knack for taking great pictures or someone that has a professional digital camera.  Why not ask them to take the pictures at […]

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stretch retirement income

Retirement Savings – Tips to Stretch Retirement Income

Preparing for retirement starts in your 20’s by enrolling in a company sponsored savings plan or investing in a retirement savings account and continues throughout your working years.  With proper sacrifice and planning, and maybe a little luck, you will be fortunate to have saved enough to fund a portion of your retirement needs. Retirement […]

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saving for retirement

Saving for Retirement – Tips for Late Starters

Are your retirement years fast approaching and your savings not fitting the bill?  According to the Employee Benefit Research Institute, 58% of Americans 55 and older have less than $100,000 in savings.  There is a smaller percentage (19%) who have $250,000 or more for retirement.  A lack of retirement savings seems to be a concern […]

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Personal finance sins

Are you Guilty of These 5 Personal Finance Sins?

How are you doing with your personal finance goals? Making the progress you expected? Or are you wondering why you don’t seem to be getting ahead in terms of savings and debt reduction? If this sounds a little too familiar, check out the list below, where you’ll find a rundown of five personal finance sins […]

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long-term care insurance

Why Long-Term Care Insurance Should be a Part of Your Retirement Plan

Long-term care insurance is one of those things that many people don’t want to think about.  Why would you want to think about yourself needed daily care or being in a nursing home when you retire?  Even if the thought scares you, just remember that according to the U.S. Department of Health and Human Services, […]

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