Out of Control Spending

Prioritize, Plan and Ponder: Practical Ways to Stop Out of Control Spending

Many habits are hard to break and some can be more damaging than others, but you can make positive changes if you know how to go about implementing a new strategy that breaks the pattern and shows you a better way forward. For example, if you find that your spending habits are not in line […]

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stretch retirement income

The Science of Saving Money So You Can Retire Early

Today we are pleased to have fellow blogger Ben Davis of Cents to Retirement share some money saving tips that just may help you have the funds necessary to retire early. In late 2012/early 2013 I developed the Chronic Fatigue Syndrome (CFS) presumably as a consequence of a very stressful work environment while doing my […]

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hate couponing

12 Ways to Save Money When You Hate Couponing

    Though most of us like to save money, the hard-working lifestyle of a couponer is not for everyone. Finding and clipping coupons is time consuming enough; add the time it takes to organize and store them, arrange a formula in which to use them, and couponing becomes an involved process for which many […]

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financial test-run

Taking Your Retirement for a Financial Test-Run

When it comes to planning and saving for your retirement, there’s loads of information already out there. This means it’s now easier than ever to put together a financial retirement strategy that’s well-informed and well-considered. Knowing exactly what will happen once retirement actually arrives, though, is trickier. Every experience is different, and you can’t be […]

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borrowing money

3 Do’s and One Don’t of Borrowing Money in 2017

The worldwide lending landscape has changed quite a bit since the introduction of the internet and the revolution in consumer and communication technologies. There are many ways to borrow money these days, though the better your credit and other qualifications the more options will be available to you. Anybody can get a loan, but not […]

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self sufficiency

It’s Tax Time: Getting Some “Greener” Credit – Where Credit Is Due

  Whether you’ve already filed your annual income taxes, got an extension or have alread y received the cash back from your return, it’s never too late (or early) to think about credits due from Uncle Sam, especially those related to energy improvements and similar expenses. HomeSelfe, makers of a free, energy-saving app that audits […]

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buying a timeshare property

How to Get the Best Value When Buying a Timeshare Property

Timeshares are a type of vacation property ownership where a group of people share the use and expense of the property. Today’s timeshares are not the timeshares of the past. In the 70’s and 80’s, developers were trying to unload unsold condominiums with offers of free weekend getaways and half-day high pressure sales presentations.  The […]

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retirement planning

How a Little Bit of Retirement Planning Goes a Long Ways

When it comes to personal finance, one of the big mistakes people often make is to focus too heavily on the investing aspect. The motivation behind this is clear: Pick the right winners, and BIG returns will be yours! There’s just one problem: Most fund managers, the very people who work with stocks every single […]

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penny pinching

35 Extreme Penny Pinching Tips for Saving Real Money

So you need to do some extreme penny pinching; You want to put your pennies in a vice and squeeze every morsel of buying power out of them. Let’s do it. What do you do when life suddenly kicks you down, and you have to stretch every dollar you have? Injury, illness, losing your job […]

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Dealspotr Mission

Dealspotr: Changing the Way People Share Online Deals

Dealspotr is changing the way people find and share deals online. Through crowdsourcing coupons and promo codes, Dealspotr has created the largest and most accurate real-time database of deals available. I am always interested in finding the best online deals and sharing them with my readers so I decided to checkout Dealspotr.     What […]

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best time to buy

Knowing the Best Time to Buy Can Save You Big Money

Knowing the best time to buy is often tied to when retailers are making room for new product models or around seasonal shopping holidays. Shopping for big ticket items  Use the month by month guide below to see when the most popular consumer products are on sale. In addition, here are some shopping tips and […]

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