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minimize home expenses

How to Minimize Your Home Expenses

Owning a home gives you a sense of accomplishment in life and a feeling of freedom now that you are no longer at the mercies of your landlord every other month. But as always, freedom usually come accompanied with responsibilities. If you bought your house through a mortgage loan, your major responsibility will be to […]

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buying used

Buying a Used Car is Better Than Buying New, Right?

There has been an ongoing conversation about the economics of used vs. new cars since the invention of the horseless carriage. Frugal people tend to cite statistics like “You lose 40% of the value of the car when you drive it off the lot!” which may or may not be made up. In any case, […]

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punch debt

11 Things You Can Do to Punch Debt in the Face

 What do you do when you look around and all you see are piles and piles of debt? Do you find yourself living from paycheck to paycheck and unable to save for the future? Figures show that the average debtor in the UK neck deep in debt of £16,753. But you certainly do not have to lose in […]

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Out of Control Spending

Prioritize, Plan and Ponder: Practical Ways to Stop Out of Control Spending

Many habits are hard to break and some can be more damaging than others, but you can make positive changes if you know how to go about implementing a new strategy that breaks the pattern and shows you a better way forward. For example, if you find that your spending habits are not in line […]

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stretch retirement income

The Science of Saving Money So You Can Retire Early

Today we are pleased to have fellow blogger Ben Davis of Cents to Retirement share some money saving tips that just may help you have the funds necessary to retire early. In late 2012/early 2013 I developed the Chronic Fatigue Syndrome (CFS) presumably as a consequence of a very stressful work environment while doing my […]

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hate couponing

12 Ways to Save Money When You Hate Couponing

    Though most of us like to save money, the hard-working lifestyle of a couponer is not for everyone. Finding and clipping coupons is time consuming enough; add the time it takes to organize and store them, arrange a formula in which to use them, and couponing becomes an involved process for which many […]

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