Cash back rewards can be great. They are pretty gimmick-free and give you money in your pocket for being responsible and paying off your bills on time. Most people can earn a few hundred dollars a year in rewards from cash back. That’s good, but you can do better if you consider travel rewards. They’re [...]
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When President Obama was delivering his State of the Union address, he indicated that the US government was creating a new type of retirement account. It is aptly named myRA. This appears to be a simple mashup of “my” and “IRA”, which could make it appear that you have control over this retirement account. Why [...]
With major retailers revealing the breach of their customers’ credit and debit card data, it is more important than ever to protect yourself. It is becoming easier for hackers to steal and use customer card information, so it is your responsibility to be on the lookout. So, what do you do if your debit or [...]
The following is a guest post about personal net worth. If you are interested in guest posting on Frugal Toad, please refer to our guest post guidelines. A person’s value is not measured in dollars and cents. The value of a human life cannot be quantified. The United States, for example, is one of a [...]
Debt plagues tons of consumers worldwide. Although credit card debt was a problem for some 15 years ago, the financial recession the world faced recently has really exacerbated the problem. The biggest issue with credit card debt is that it inherently comes with high interest rates. So, by decreasing those interest rates, many consumers who [...]
For many people, their retirement is the first time in years when they start putting themselves first. After raising children, paying a mortgage and working full time, retirement should be an opportunity to relax and have fun on your own terms. But with all of the financial constraints on older people these days, and many [...]
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