Archive | Personal Finance RSS feed for this section

peer loan investing

Avoid these Risks in Peer to Peer Loan Investing

The emergence of online investing platforms opened the door to low cost stock investing in the late 90s but the benefit has never extended to fixed income investing. Investors looking for their allocation to safer, income-producing bonds still pay relatively higher fees and have difficulty buying enough bonds to diversify their portfolio. That is, until […]

Read full story · Comments { 1 }
student loan debt

Two Tips to Tackle Student Loan Debt

With the election season upon us, many issues are coming to the forefront ahead of the 2016 election season. One of the more controversial issues has been student loan debt. Traditionally, student loan debt hasn’t been the most interesting topic for politicians and mainstream media. That being said, student loans have become such an enormous […]

Read full story · Comments { 0 }
personal loan

4 Questions to Ask Before You Apply for a Personal Loan

Personal loans are loans issued by banks, private lenders, and credit unions. Some more popular uses of personal loans are to consolidate credit card debt, pay for major home improvements or repairs, and other items like vacations.  Before you sign on the dotted line there are some questions you should ask to ensure a personal […]

Read full story · Comments { 6 }
web vulnerability stats

How to Protect Yourself While Using Free Wi-Fi & Public Internet

According to a 2013 report by Norton Security, a staggering 68% of public internet wi-fi users are victims of a cybercrime annually .  You should never assume a public wi-fi hotspot is secure and if a WPA or WPA2 password is not required, it probably isn’t secure.  Hackers often create fake or rogue wi-fi hotspots […]

Read full story · Comments { 5 }
interest rates

5 Things You Need to Know to Understand Your Interest Rates

Interest rates determine what your monthly repayments will be on your loan. Even the smallest fluctuation in interest rates can make an enormous difference to your loan repayments. Each interest rate comes with advantages and disadvantages, so make sure you select the right interest rate for you. Lenders will charge you an interest rate per […]

Read full story · Comments { 6 }
financial problems

5 Key Steps to Solving Your Financial Problems

We have all made financial mistakes at some point in our lives and hopefully we have gained wisdom and insight into how and why we make decisions.  If left unchecked, poor financial decisions can have serious lifelong consequences.  The good news is that you can conquer your financial problems and the following is an outline […]

Read full story · Comments { 1 }