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affordable car insurance

Questions to Ask When Shopping for Affordable Car Insurance

When you are trying to find ways to save money and live a more frugal lifestyle, one of the first places many people look is at car insurance. While almost all states make it a legal requirement to have insurance for your vehicles, state minimums are quite low. This allows you to find affordable insurance. […]

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free and frugal

Modern Finances: Free and Frugal Ways to Enjoy All Your Tech Devices

You may love using all of your mobile devices and other gadget technology you have, but you may also feel like they are pretty expensive to keep up with. This can be a real problem for people who are on a tight budget, or who may just find their monthly credit card bill increasing to […]

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every penny counts

When Every Penny Counts: Expecting the Unexpected When Cash is Low

We are all different and while some of us seem to be able to take a potential financial crisis in stride and remain calm while we find a solution, others can get stressed by their lack of preparation for such an event.   Whatever your normal reaction to an unexpected bill happens to be, the […]

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Trumponomics

How Trumponomics Could Affect Your Finances

In 2016, we saw one of the most hotly-contested presidential elections in recent history.  With political change sweeping across the country, there is no doubt that we will see new laws and rules in the United States.  This will impact people in a variety of different ways — including individual financial health. While no laws […]

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simple living

Simple Living: A Life With Less Stuff

Human beings are like magpies. You see something shiny and you want to buy it. Buying new, shiny things gives a buzz of excitement, an immediate gratification. But the thrill is short lived. Soon your proud new purchase becomes just another barely-used item taking up space in your house. In today’s demanding world of high-pressure […]

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saving vs borrowing

Saving vs Borrowing for a Major Purchase

Neither a borrower nor a lender be goes the ancient proverb. In an ideal world most of us probably would rather not borrow, but the reality is that some purchases just seem to require it, particularly the larger ones. If you were brought up on such ideas as ‘you shouldn’t buy what you can’t afford,’ […]

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