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saving money

Saving Money for Rainy Days: Why is it so Difficult?

It is important to save money for personal use and for family purposes like paying for education, travel, buying a house or car, and saving for retirement. However, with a changing global economic climate, people have been complaining that it is becoming more and more difficult to save money. According to the Organization for Economic [...]

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what to do with a tax refund

Yakezie Carnival – What to do with a tax refund issue

Welcome to the Yakezie Carnival – What to do with a tax refund issue. Americans received tax refunds averaging $2700 last year and the majority used their tax refunds to pay down debt, pay bills, or invest in an IRA. There are many opinions on the merits of owing taxes vs getting a tax refund. [...]

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new car

So You Think You Need a New Car?

Are you currently driving around a hunk of junk that could puke on you at any moment? Or, maybe you’ve owned your car for a while and it’s just starting to nickel and dime you to death. Whatever the case may be, you may feel like you are in the market for a different car. [...]

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homeowners insurance claim

4 Ways to Avoid Having Your Homeowner’s Insurance Claim DENIED

When tragedy strikes your home it can leave your world completed rattled, and having to deal with filing your insurance claim is stressful enough without added complication. Unfortunately, there are many mistakes that homeowner’s make that render their claims null and void, right at the worst possible time. You can click here to visit the [...]

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college loan repayment

College Loan Repayment – Make Smarter Decisions about Student Loans

If you decide to utilize college loans to finance your education, you should do your research up front on what you will have to pay back once you graduate. Repayment terms for student loans vary from Federal Direct Loans to private loans. Understanding how much you will owe at the time you get your degree [...]

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saving more

Trick Yourself Into Saving More

When it comes to our personal finances we generally know the basics of what we need to do to be successful.  Spend less than you earn.  Stay out of credit card debt.  Save a decent percentage of your income for emergencies and long-term planning. But just because we know what to do doesn’t make it [...]

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