Domain Flipping Made Easy In the decade of the 2000s, during the housing bubble, house-flipping was a popular way to make money. You’d buy a house, renovate it, and then sell it for more than you paid originally. People made hundreds of thousands of dollars this way. But then the housing market crashed, and house-flipping […]
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The Pros and Cons of Borrowing Against a 401k
If you are thinking about borrowing against your 401 (k) plan you may want think twice. Nearly one in four workers with a 401 (k) or similar defined contribution plan have taken out loans totaling $70 Billion or almost one-fourth of contributions. Taking a loan against your 401k account can have a major impact on […]
Have You Been Making a Big Credit Card Mistake?
It is relatively simple to use a credit card sensibly and responsibly, without ending up in debt. However, you do need to know a bit about how credit cards work as well as the terms and conditions of your particular card. Despite using credit cards for years, however, some people still continue to make pretty […]
Summer Kindle Fire Giveaway
To celebrate 2 Years since I started The Frugal Toad we are giving away a Kindle Fire 7″ LCD Display, WI-FI, 8GB to one lucky reader! Use the rafflecopter widget to enter below. Don’t forget to stop back each day for an additional 3 entries! Giveaway Starts 6/20 and Ends 7/10 a […]
Why You Should Start Saving for Retirement Now
Today is the day we’re going to clean out the garage, weed the garden, paint the kid’s bedroom — and start saving for retirement. Those all are chores that we know should have been done yesterday, but we think can wait until tomorrow. The garage, bedroom and garden can wait. Retirement savings can’t. Saving for […]
Staying Frugal With Multiple Credit Cards
Having multiple credit cards can be a blessing and a curse. If you can manage, it is a great way to build a shining credit score, and can give you the freedom to make purchases that you don’t want to plunk down all your cash on. On the other hand, if you can’t manage them […]
So You Think You Need a New Car?
Are you currently driving around a hunk of junk that could puke on you at any moment? Or, maybe you’ve owned your car for a while and it’s just starting to nickel and dime you to death. Whatever the case may be, you may feel like you are in the market for a different car. […]
College Loan Repayment – Make Smarter Decisions about Student Loans
If you decide to utilize college loans to finance your education, you should do your research up front on what you will have to pay back once you graduate. Repayment terms for student loans vary from Federal Direct Loans to private loans. Understanding how much you will owe at the time you get your degree […]