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what is debt

What Is Debt and How to Manage It

Merriam-Webster defines debt as something owed: obligation, which is strictly a definition with no emotion to it.  However, Merriam-Webster’s other definition of debt is sin, trespass.  While debt may have been a sin in Biblical times, most of us don’t think of it that way now.  Most of us accept that debt is just a […]

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motorcycle insurance

What To Consider When Buying Motorcycle Insurance

Years ago, not many people rode motorcycles, but now, with the high price of gasoline, more and more people are turning to motorcycles (and sometimes even mopeds) to get around easily while saving hundreds of dollars a year on gasoline. If you are new to the motorcycle riding group and are looking for insurance coverage, […]

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paying off debt

How to Avoid Going in Debt for the Holidays

Make a List and Check it Twice One of the easiest ways to limit the chances of going in debt is to plan your purchases. Did you know that 80% of impulse purchases are made because consumers perceive value when the item is on sale. Why do you think retailers have sales around the holidays? […]

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your car insurance

How to Save Money Comparing Car Insurance

Getting the best rate on car insurance can be a complicated game.  There are so many different aspects to consider to figure out the best deal for your car insurance.  If you haven’t looked into your car insurance before, here are some simple things to look at that could potentially save you thousands (almost sounds […]

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problem solving

The Ultimate Gift: Teach Your Child Problem Solving Skills

Every Parent wants to provide for their children but have you considered that you may be doing harm by giving your child too many material things? Provide your child with opportunities to learn problem solving skills and you will be amazed at the creative forces that will be unleashed. Just Say No If your child […]

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foreign exchange

Making Money on the Foreign Exchange Market

If you’re looking for alternatives to investing directly in the stock market or bond market, you may have considered alternatives like options trading or foreign exchange trading.  Both of these are very similar – the both utilize leverage for their products, and they both have big risk and reward profiles.  However, foreign exchange has the […]

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cd ladder

Manage Your Cash with a CD Ladder

How to Setup a CD Ladder With CD rates being so low, you may not think that investing in certificates of deposits are a good idea.  However, if you want 100% guaranteed security on your principle, using a certificate of deposit can be a smart move.  However, you don’t want to be locked in to […]

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giveaway

Frugal Toad Winter Giveaway – $200 Paypal Cash or Amazon Gift Card

  Winner has the choice of $200 Amazon Gift Card or $200 Paypal Cash I am using the Rafflecopter widget for this giveaway and it makes things really easy for you.  There is 1 mandatory entry and 8 optional ways for you to enter.  Just click on the entry options below and follow the instructions.  Hint:  If […]

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