energy

How to Lower Your Electricity Bill

Focus on High Electricity Use Items First Perform Home Energy Audit: To identify ways you can reduce energy cost in your home use the US EPA Energy Star Home Energy Yardstick. Use a Programmable Thermostat: Cool your home to 78 degrees or warmer in the Summer. For additional savings, set the thermostat to 82 degrees […]

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identity theft

New Credit Laws Take Effect

Credit Law Makes Major Changes President Obama signed the Credit CARD Act of 2009 into law May 22, 2009 and ushered in a new era for consumers who use credit cards. Most of the provisions took effect on February 22, 2010 with the remaining provisions taking effect on August 22, 2010. Summary of the major […]

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clothingrack

Fashion for Less – How to Save on Clothing

Make a Plan for Clothing Savings Dressing for success does not necessarily have to cost an arm and a leg. Do some research and follow these tips to save big on clothing. Inventory What Clothing You Have Remember that great winter outfit that you stashed in the spare bedroom closet? Take inventory of what clothing […]

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rental car fees

Rental Car Fees – How to Avoid Them

Lower Rental Car Fees are Possible Before booking a rental car check out these money saving tips. Death and Taxes Taxes & Airport Surcharges – As you are already painfully aware one cannot avoid these fees however you might be able to avoid the Airport Surcharge fees rental car companies charge if you pick up […]

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