Welcome to the Carnival of MoneyPros – Find Me a Holiday Edition! Many Winter Holidays occur around the Winter Solstice which in the Northern Hemisphere is when the Sun is at it’s southernmost point in the sky. However you celebrate the holiday season, I wish you peace and happiness.
Suba @ Broke Professionals writes My Daughter’s Fortune Gives Me Peace of Mind - A fortune cookie from a local Chinese restaurant had me praying for financial security for my children.
Sustainable PF @ Sustainable Personal Finance writes 4 Tips for Teaching Your Child to Live More Sustainably - One day, a couple of years ago, as my son and I headed home from whatever appointment we had, we saw someone toss a can out the window.
Ted Jenkin @ Your Smart Money Moves writes 6 Things To Do ‘Before’ You Get Divorced - Divorce is never an easy thing to go through no matter what time in life this may happen to you.
Kim @ Frugal Rules writes Be an Advocate For Your Own Health Care - Visiting the doctor can be an uncomfortable experience for many people. One of the main reasons is due to the high cost of health care. With a little due diligence and homework there are ways you can lower your bill and be a more informed patient at the same time.
Glen Craig @ Free From Broke writes How to Get FEMA Assistance – We’ve seen in the news, or first-hand even, the destructive effects of natural disasters. FEMA is the to assist for those affected. See what FEMA is and how to get FEMA assistance.
Glen @ Credit Card Smarts writes Secured Credit Card vs. Prepaid Debit Card – A secured credit card vs. a prepaid debit card? Which one is best for you when you can’t get a standard credit card? See the differences and how each card works.
Mich @ BeatingTheIndex writes Pinecrest Energy and Spartan Oil Form New Dividend E&P – Top Canadian light oil junior producers merge to form a $1-billion dollar oil weighted dividend paying company.
Steve @ Canadian Personal Finance writes Why are Canadian tax dollars are paying for the Bachelor reality show? – Did you know that your tax dollars help pay for a dating service for a CFL football player? Is this the best use of this money? I mean have you seen the Price is Right get government funding or shows like The Amazing Race get sponsorship from the government?
A Blinkin @ Funancials writes Freakin’ Menus - Have you ever looked at a menu and become paralyzed? In the same way, have you ever contemplated investing, but didn’t because of the overwhelming options?
Lance @ Money Life and More writes 2013 401(k), IRA and Retirement Plan Contribution Limits – Great news! The IRS has announced their new retirement plan contribution limits for 2013 and they actually increased this year! If you already max out your retirement accounts you can contribute a bit more this year.
Rohit @ The Money Mail writes Why we don’t execute on our goals – We all have ideas that can make us millionares but most of us do not execute on them. In this artcile let explore the barriers to execution.
Mike @ The Financial Blogger writes Is Making Money Important? YOUBET! – How important is money to you?
Green Panda @ Green Panda Treehouse writes Paying Off Your Student Loans in Your First Year – How to deal with student loans in the first year.
Michael @ Financial Ramblings writes Can You Choose Your Own HSA Provider? – While many employers offer an HSA, you should be aware that you’re free to choose your own provider if you wish. There are advantages and disadvantages to doing so, however, so be sure to familiarize yourself with the details.
Martin @ Studenomics writes Proof That Right Now is The Best Time to Make Money Online – I share my observations from my research on why right now is really the best time to be making money off the web.
MD @ Start Freelancing Now writes How Freelancing Brought Me to Texas (and what you can learn) – My experiences from a recent freelancing-related trip to Texas.
Shilpan @ Street Smart Finance writes Why Do You Want to Become Rich – Have you ever entertained thoughts of striking a big jackpot to become rich and famous overnight? We all have. I purchased a Powerball lottery ticket last week. As usual, I didn’t win and the jackpot now is over $250 million.
krantcents @ KrantCents writes I Had Multiple Careers and You Should Too! – Multiple careers are better than one! Imagine you were a milkman, elevator operator, switchboard operator and typist; you would be out of work! I remember attending my children’s college orientation when the university chancellor said “we are not training you for a specific job, but for multiple careers”.
SFB @ Simple Finance Blog writes The Lengths We Go To For Free Money: The $10 Survey – We’ve all seen the offers to take surveys for money – but when one online survey took far too long, I questioned my motivations for the free money.
Daisy @ Add Vodka writes Spending Money Isn’t Bad – spending money gets a bad rap. Read why I don’t think spending money is a bad thing.
Wayne @ Young Family Finance writes Eat healthily and live well for less – Unless you’ve got a supersonic metabolism, chances are you are going to spend some portion of your life watching your waistline. Everyone wants to look good and feel fit, but with bad foods often tasting so good and being readily available keeping svelte is never easy.
Tushar @ Start Investing Money writes Get the Most Back – Benjamin Franklin once said that there are only two things in life that are certain- death and taxes. To many people, the thought of paying their taxes at the end of the year is a mind-numbing, heartbreaking prospect.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes 28 IDEAS FOR CHEAP HOLIDAY FUN – Cheap winter fun ideas. Save money creatively. Crafts, hikes, parties and more.
Kyle @ The Penny Hoarder writes The Top 5 Things To Protect a Company’s Staff – In the wake of natural disasters that seem have hit the United States over the last few years, it is important for companies of all sizes to look at ways that they can protect their staff, as well as ensure continuity of their businesses. Here are the top five ways that every business can protect their staff
Luke @ Learn Bonds writes Why you should dump your savings accounts for savings bonds – A number of factors have to come together to make replacing your online savings account with a TreasuryDirect account, not only a good financial decision, but a practical one.
Sam @ http://creditcardselect.com writes What is the Fiscal Cliff and How Will it Affect You? – The fiscal cliff is one of today’s most talked about financial topics. Learn about the fiscal cliff and how it could affect your finances in 2013.
SavingMentor @ How To Save Money writes Plan Ahead: My Best Financial Tip! – November is financial literacy month and in honour of that occasion, Glenn Cooke over at Life Insurance Canada decided to organize a large group of personal finance bloggers to each publish an article on their best financial tip and this is mine. Lack of planning is one of the biggest and inconspicuous drains on your personal finances there is. Think about it.
Evan @ My Journey to Millions writes Balance Transfer Credit Cards: You’re Ticket to No Interest (Ever) – If you run out of time paying back your debt before your 0% promotion runs out, simply transfer that debt over to yet another balance transfer credit card. It’s that simple. Opening a new credit card will improve your credit, and you can continue to pay back that debt interest free
Hank @ Money Q&A writes How To Switch On To Energy Savings – Let’s face it. Times are hard for everyone. That is an absolute and undisputed fact as the world recession continues to bite despite reports that the financial tide is slowly turning.
Jason @ Live Real Now writes I Smell a Scam – Since vigilante justice is generally illegal and occasionally immoral, it’s best to just avoid the problems from the start. Here are some scams to watch out for.
Savvy Scot @ The Savvy Scot writes On Presents, Presence and Happiness – Savvyscot discusses the evolution of giving and why getting a present is not all that it is cracked up to be in comparison with what else is on offer this Christmas.
Penny Thots @ Penny Thots writes Easy Home Winterization – There are many other little things that can be done to help save on your heating costs but these are several fairly inexpensive ways to put some money back in your pocket.
Grayson @ Debt RoundUp writes When Did Banks Stop Accepting Coin Deposits? – As I look to try and deposit a number of coins, both rolled and unrolled, I have found that it is getting harder to deposit coins in most banks. When did coins stop being accepted as currency?
Lazy Man @ Lazy Man and Money writes Skip Black Friday, Double up on the Gift Cards Freebies Instead – I say skip Black Friday. Hit up Cyber Monday from your couch before work if possible. Look at the deals that no one is talking about… the gift card freebies.
Roger the Amateur Financier @ The Amateur Financier writes Book Review – Get Rich, Stay Rich, Pass It On – Do you want to be rich? That’s probably a silly question; most people out there (to say nothing of all the people who read this blog) want to be rich.
Roger Wohlner @ The Chicago Financial Planner writes Mutual Fund Expenses – Where Real Holiday Savings Can be Found – As I write this its Cyber Monday, the biggest online shopping day of the year. Where to save a few dollars on this item or that has been the focus of many news stories and discussion. While we all like to save money on the things we buy, these savings are “chump change” compared with the savings opportunities available by reducing your expenses on the mutual fund and ETFs in which you invest. Here are 5 tips for reducing your investing costs for mutual funds and ETFs. for retirement, col
PITR @ Passive Income To Retire writes Don’t be drastic on the plastic this Christmas time – With the possible exception of your summer holiday, chances are that Christmas is your most expensive time of the year.
Bryan @ Gajizmo.com writes What Is Whole Life Insurance? – Considering your family’s year-end finances? Contemplating buying life insurance, and want to know more about whole life insurance, one of the most popular types in the market? Learn about its features, investment options, rates, tax advantages, and pros and cons.
Tushar @ Finance TUBE writes 10 Must-Have Mobile Apps for Holiday Shopping – Today I will be taking about 10 Must-Have Mobile Apps for Holiday Shopping. A recent survey show that 82 perfect of online shoppers will use shopping apps to save on Holiday gifts this year. They are trying to right to find right apps can be a challenge.
JP @ My Family Finances writes Yakezie Carnival:The End of Black Friday Edition – For years, Black Friday has brought the crazy out in people. I mean standing out in the middle of the night in arctic temperatures brand of crazy. At the end of the ice-cold, wait-till-midnight-to-shop hysteria is an expensive piece of electronic equipment discounted by $100.
harry campbell @ Your Personal Finance Pro writes Employee Benefits: Do You Have the Option to Purchase Additional Vacation Days – A lot of people are talking about employee benefits right now. They are deciding which medical plan to choose(the answer should be HSA!), reviewing their investment choices and maybe even increasing their 401k contribution. But I’m here to talk about a different type of benefit today: vacation days. You might not think of purchasing vacation as a benefit since it’s akin to taking unpaid time off. But there are some financial and even mental/spiritual benefits to purchasing extra vacation
Veronica Hill @ Pelican on Money writes Making Money From Home – Is It Possible? – There are thousands of posts online talking about ways to make money online. Many are true, some are false, this is what has worked for me.
Jennifer Lynn @ Broke-Ass Mommy writes Cripes. Nearly Our Entire Family Emergency Savings Got Gobbled Up – We just depleted our emergency fund, and thank goodness. If we didn’t have one we’d be hurting. Read more on how my Emergency fund got gobbled up!
James @ Free in Ten Years writes December challenge: Save Hot Water – I’m going to shower cold for all of December to save a few bucks!
Passive Income Earner @ The Passive Income Earner writes Dividend Income – November 2012 – I have been readjusting my RESP investments since I dumped all my mutual funds. I wrote a few posts over RESP and most recently I have shared my RESP strategy. The recent market drops are also providing me with an opportunity to take some profits and add to others – that’s how I rebalance my stocks. Usually one sector will stay up while others are down.
ETZ25 @ Entertainment Timez writes iPad mini versus iPod Touch – iPad mini is the clear winner in the purchasing decision between an iPad mini and an iPod Touch.
Jester @ The Ultimate Juggle writes Frugal Family Christmas Activities – Enjoy a glimpse into our frugal family Christmas activities. These activities is why Christmas is my favorite time of the year.
Don @ MoneySmartGuides writes Are You Pretending To Be Rich? – You might be -pretending to be rich- if you do the following things that I write about in this article!
SBB @ Simple Budget Blog writes Why Your Budget Should be Flexible – Find out why budgeting is a fluid thing. Keeping to strict of goals or limitations can be a bad thing. Here’s why.
Beating Broke @ Beating Broke writes Investing Made Simple – Investing made Simple is an excellent book. It’s short, which makes it an easy read, and the writing style is light, without all the technical investing jargon that’s typical to an investing book.
MR @ Money Reasons writes Debt Free, Now What? – This is my financial progress since I’ve become debt free. I also share the wealth accumulation strategies that I am currently using!
Mr. Money @ Smart on Money writes Student Loans: Federal vs. Private – With the cost of college rising, student loans are more and more prominent. However, not all student loans are the same. You generally have two different options when it comes to student loans: federal and private.
Invest It Wisely @ Invest It Wisely writes Consider All Your Options Before Relocating – There are many factors involved with relocating to a new city that should be considered if you hope to avoid the negative impact of debt, isolation and depression.
Corey @ 20s Finances writes Average Tuition Increase Rates: Why High Projections are WRONG – Statistics show tuition increased 4-7% each year in the past 10 years. While that is high, find out why it won’t continue at this rate.
Crystal @ Budgeting in the Fun Stuff writes Continuing a Free but AWESOME Christmas Tradition! – Have you ever remembered something super cool and can’t believe you ever forgot about it? That happened to me last week. I really love my Christmas card tree!
Mike @ Personal Finance Journey writes Quick Pay Day Loans – What do you think? – Want a chance to comment on Pay Day Loans? Personal Finance Journey asks for opinions from readers, industry experts and users to comment and share their opinion.
Peter @ Bible Money Matters writes How to Save on Your Homeowner’s Insurance Premium – When all was said and done our savings was $740 on our homeowner’s insurance and $104 on our auto insurance. Our total savings by switching our two policies was $844/year! Here is how we did it:
Everything Finance @ Everything Finance Blog writes How to Save Money During the Holidays – This year, I’m implementing some serious cost-cutting measures to stop the financial hemorrhaging from the holidays. Believe it or not, it is possible to enjoy the festivities without breaking the bank.
Ryan @ Early Retirement Investments writes Should You Consider Credit Card Consolidation? – Read my take on whether you should consider credit card consolidation.
Derek Knight @ Freeat33 writes From $33,151.00 to $636,140.00 in Seven Years. Our Net Worth Explosion – How we were able to increase our Net Worth by a staggering $600,000.00 in just seven years.
Eddie @ Finance Fox writes What is a Short Term Loan? – A short term loan was originally designed to lend a small amount of cash to consumers with the collateral being a check.
Corey @ Steadfast Finances writes How I Would Have Retired Early – Retiring early may be difficult to do, but it is certainly possible. Find out how many have accomplished this feat in record time.
Jenny @ TLIQ123 writes What Is Term Life Insurance? – Considering life insurance but unsure about the different types of policies? We focus on detailed explanations of the top term life policies, their features, and who should look into them.
IMB @ Investing Money writes Important Investing Principles – Learn about several important investing principles that can help you compete with experienced investors.
Joe Cassandra @ 7Minute Entrepreneur writes 2 Intelligent Ways to Invest $100 – Everyone doesn’t have a lot of money to invest, but with just a $100, even the beginners can invest financially and in themselves!
TDB @ Tax Deduction Blog writes What to do if you miss the tax filing deadline? – IRS is one of most feared organization. What will happen if you miss the deadline to file for federal taxes? What can you do about it? Read more.
Drew @ Objective Wealth writes How Tiny Fractions Make Big Money – I always thought Denominator was one of the Transformers?! Drew goes back to school to find out how brushing up on your understanding of fractions can help you increase your savings potential and go after some really heavy wealth over time.
Michelle @ Making Sense of Cents writes Identity Theft (Someone bought a house in my name) – A couple of years ago I applied for a student loan and found out that I also had a mortgage. This was of course before I had my own mortgage. How could I “find out” that I already had a mortgage?
Jason @ Work Save Live writes Saving Money on Your Home Security System – Lately I’ve been considering investing in a home security system for my home, and I’ve been researching some of my options for doing it. I want to be secure, but I also want to feel like I got a good deal.
Mandy @ Money Master Mom @ http://moneymastermom.com writes Your net worth is NOT your self worth – Mandy theorizes if people cared more about their legacy rather then their bank balances the world would be a different place.
Amanda L Grossman @ Frugal Confessions writes Waste Not Want Not: Uses for Old T-Shirts – My husband has a thing for t-shirts. Just like my beloved scrapbooks, he looks past the armpit holes, faded colors, and crackling insignias and instead sees
Rod @ ROD Blog writes Plastic Jungle Review : Buy gift cards for cheap – Is Plastic Jungle the best place to buy gift cards for cheap or get rid of a gift card you will never use? What are the benefits of Plastic Jungle?
CAPI @ Creating a Passive Income writes Passive Income Selling Tickets – While highly unorthodox, I have stumbled across another potential source of passive income. While not purely passive, it is pretty close to it. The other day I was looking to buy sports tickets for me and another person. I really wanted to go to the game, but I couldn’t believe how early the tickets were The post Passive Income Selling Tickets appeared first on .
Weasel @ Wealthy Weasel writes Should You Worry About Identity Theft? – Identity theft is a big risk, but is it all it’s made out to be? Those you trust might be those you should trust the least.
Connor @ Cash Cabana writes Ways to Invest in Gold and Silver – Investing in gold and silver is a good way to hedge your portfolio. I explain the three ways of investing in gold and silver.
Miss T. @ Prairie Eco Thrifter writes Put Your Budget on a Diet: Save Money by Living Medium – You have to understand that downsizing doesn’t mean going without. It doesn’t mean that you have to wear sack cloth and douse yourself in ashes every morning. What it does mean is that you take some of the things you have and sell them, pay off some of the debt you owe, and find ways to live within your means that won’t leave you feeling like you’ve stepped off the cruise ship right onto a dingy.
Ken Faulkenberry @ Arbor Investment Planner writes Investment Portfolio Management Basics – Investment portfolio management basics including risk management, asset allocation, and investing strategies for the self directed investor.
Maltier @ BryanMaltier.com writes How To Save With Cheap Car Insurance Quotes – Reviewing your car insurance policy at the end of the year to see if you can lower your premiums and save next year? Learn about the discounts I get, average premiums in your state, and tips to get cheap rates.
Teacher Man @ My University Money writes Prepare for the Job Hunt Before You Graduate – Graduation will be here before you know it and you’ll start your job hunt. Whether you’re a senior, junior, sophomore or even a freshman, now is time to begin preparing for that day. Don’t put it off until your final semester, or even until your senior year.
Young @ Young And Thrifty writes How Much House Do You Really Need? – As a fairly lazy dude who isn’t a big fun of seeing his Saturdays spent doing housecleaning (and yes ladies, I am a modern man and do my fair share), all I could see in a large house was endless dusting and vacuuming.
Daniel @ Sweating the Big Stuff writes How an Internship Abroad Helped Shape My Career Path – Most internships don’t have a profound effect on the future, but mine helped propel me to choose my future career and the way I think.
Michelle @ The Shop My Closet Project writes Vacations during debt repayment-A good or bad idea? – I am currently in the process of repaying my debt. I am getting closer and closer to paying off a couple of credit cards and taking items out of a storage unit (long story). So, in the midst of this why on earth would I take a vacation?
Maria @ The Money Principle writes How to Save Money for Care Home Fees – We do eventually get old and we do get to a situation where we need care. This article offers some ideas about how to save for the care home fees.
PPlan @ Provident Plan writes Maximizing Your Experiences (without Breaking the Bank) – It has been nearly two years since my wife and I were struggling to make ends meet.
Rich @ Growing Money Smart writes The Correct Ways To Become Wealthy? – These are the ways to become wealthy that I have learned lately. I’m now living these very techniques.
Ashley @ Money Talks Coaching writes I Don’t Just Want a Nest Egg… I Want Nest Chickens – My husband grew up on his grandpa’s farm. From this experience we have several grandpa-isms in our house. One of them is I don’t count my eggs…
Jon the Saver @ Free Money Wisdom writes 10 Tips for Home Made Meals and a Fatter Wallet – Here are ten tips to make more meals at home and reduce your food bill each month and free up the money for other things in your life!
FMF @ Free Money Finance writes Best Ways to Make Extra Money: Start Your Own Business Selling Services – Today we’re continuing my series on the best ways to make more money and we’ll discuss selling our talents and expertise. If you are looking to capitalize on your abilities, and what you know, you can start a side business selling services.
Investor Junkie @ Investor Junkie writes Retirement Contribution Limits for 2013 – As is the case every year, the new year will bring a host of changes for retirement plan contributions in 2013. Virtually all retirement plans–employer sponsored and self-employment plans–will be affected.
J.P. @ Novel Investor writes How To Find Your Modified Adjusted Gross Income – Your modified adjusted gross income or MAGI is used to determine your eligibility on a number of things. Here’s how to figure it out.
Joe @ Midlife Finance writes Ten Tips for Getting There & Back Safely – There is always the possibility that Something Will Happen on the way there — or back. Here are ten things you can do ahead of time that will help you travel easier.
Steve @ Ready To Quit My Job! writes Why You NEED to Quit Your Job RIGHT NOW! – The days are gone forever where you went to college, got a job that was not personally rewarding, worked at the same place for 40 years, retired and then got bored, depressed and finally died. You NEED to QUIT YOUR JOB, and start living life on your own terms.
Buck Inspire @ Buck Inspire writes Credit Score Improves Loan Shopping Confidence – When you prepare to make a big ticket purchase like a car or a new home, make sure you go in knowing your credit score. You will be better prepared, more confident, and have more options in making the biggest financial decisions of your life.
Dividend Growth Investor @ Dividend Growth Investor writes Why dividend investors should never touch principal – As an income investor I focus on dividend stocks which regularly raise distributions. This ensures that my income keeps its purchasing power over time.
Marie @ Family Money Values writes Best Holiday Buys for Financial Motivation – Today, I explore books that motivate the reader to become wealthy. As with most things in life, motivation must precede obtaining the knowledge, skill and persistence to accumulate wealth. Here are several books to inspire that special person on your holiday list.
Jeremy @ Modest Money writes Personal Loans Aren’t Always Bad Debt – On other finance blogs I often hear people talk about personal loans as some evil thing that should be avoided at all costs. While there are definitely times when you should be avoiding borrowing money, you should not discount the potential to manage your finances with a personal loan.
KK @ Student Debt Survivor writes The “Hidden” cost of condo ownership – Have you ever thought about the costs associated with buying and owning a condo? We didn’t realize how expensive owning a condo can be.
Michael Kitces @ Nerd’s Eye View writes Why Being Invested In Bonds At Today’s Rates May Be Entirely Rational After All – As money continues flowing from stocks to bonds – despite sky-high bond prices and their associated ultra-low interest rates – there is increasing concern that investors may soon be blind-sided by at best a savage bond bear market, and at worst a bond bubble that pops. But are investors really buying into bonds because they’re bullish on bonds, or because they’re bearish on stocks with few appealing alternatives?
Robert @ The College Investor writes Why Best Buy Will Fail: They Made Me Showroom – The problem doesn’t lie within Best Buy, but rather that the competition online is fierce, and many retailers are consistently trying to win market share by under-pricing the competition. However, companies like Best Buy can compete because the quantities they buy will usually get them the best price in the marketplace. However, Best Buy is their own worst enemy.
Robert @ Entrepreneurship Life writes Online Tools For Tracking Your Client List – Cool online tools to help you with your business.
Glen Craig @ Free From Broke writes New Taxes Coming for a New Year – Nothing is certain but death and taxes they say. Well next year it seems certain there will be some new taxes. Take a look at what could change and how it affects you.
Glen @ Parenting Family Money writes Financial Considerations When Deciding How Many Kids to Have – It’s safe to say most couple like kids. But before you add to your family you need to consider your finances. There are many expenses that come with a child.
Robert @ My Multiple Income writes 3 Steps Towards Retirement Planning – There are numerous things that you should be trying to do to plan for your retirement.
Glen @ Credit Card Smarts writes Add Smart Credit Card Use to Your Holiday Shopping Plan – We tend to spend a lot during the holidays. Why not maximize those purcahses with some smart credit card use? See why you should use your card.
j @ Good Financial Cents writes 403b vs. 401k: What’s the Difference? – When people are first hired into a full-time job and some part-time positions, they get handed a variety of paperwork and decisions they have to make right away as a new employee. Among those items is the establishment of a company retirement account for their potential retirement savings from earnings.
Philip @ PT Money Personal Finance writes 35 Christmas Gift Ideas Under $25 – Our annual list is back with 5 more suggestions to help you give quality gifts yet not kill your budget.
Kevin @ BryanMaltier.com writes Best, Cheap Car Insurance Quotes – Car insurance is mandatory in the United States and most people don’t understand their coverage or how to get lower rates. With the help an expert, we discuss the factors that affect premiums and how you can get cheap auto insurance.
DPF @ Digital Personal Finance writes Searching for a Job Online – While networking is naturally very popular, sometimes one can find a job by searching online. This post shares my thoughts and experiences on going about this.
TTMK @ Tie the Money Knot writes Finding Out How Much Someone Paid for a Home – It’s historically been considered to be in bad taste to ask someone how much they paid for a home. However, this information is often readily available online. Is it really so bad anymore?
Emily @ Evolving Personal Finance writes Taking Control of Our Grocery Spending – Our grocery spending has been out of control this fall! We have set out seven goals for our shopping this month to reel it in.
Ray @ Squirrelers writes 6 Examples of When Not to Be Frugal – Frugality can be a good thing, but it isn’t necessarily the best course of action in every situation, as we discuss here
Michelle @ See Debt Run writes We Didn’t Win The Lottery….Thank God! – Would winning the lottery really make you happier? Or would the heaviness and guilt of having so much money be too much for you to handle? We all want to believe that we are the exception.