Welcome to the Yakezie Carnival – Nothing Quite Like It Edition! Every year I attend the Phoenix Open with a small group of friends and this year was such a great time. We headed right to the infamous hole # 16 (see photo below) and found some seats right behind the green. There really is no other hole on the PGA Tour like # 16 at TPC Scottsdale and this year the caddies got in on the fun. As soon as the players and caddies leave the tee box the crowd starts cheering for their favorite caddie. Cheers of “Go White!” and “Come on Yellow!” can be heard from the fans as the caddies race each other to be the first to first to touch the putting surface. Caddie racing at a PGA Tour event? You bet, as a matter of fact I lost several dollars on the “races” that day! Some caddies even had the nerve to drop their bags and sprint to the green only to stop on the fringe, receiving deafening boos from the crowd, and never set foot on the putting surface. Leaving the players to tend the pin!
Tushar @ Earn More and Save writes The Lowdown on Frugal Living – Discover the real deal behind frugal living – what the trend is all about, why you should try it, and how the lifestyle can help you save a boatload of money.
Jeff Rose @ Good Financial Cents writes Mindset of a Millionaire – What do you think of when you imagine being a millionaire? Do you think you can buy the newest Jaguar, a $10 million estate? Do you imagine that riches are something that you will only acquire through incredible good luck? Do you know that a millionaire mindset can also be learned? Think like a millionaire now with these suggested tips.
Invest It Wisely @ Invest It Wisely writes What Does It Take to Emotionally Succeed as an Entrepreneur? Here’s What I’ve Learned, One Year After Quitting My Job and Taking the Leap of Faith – It’s been about one year since I took my leap of faith and entered the world of self employment, so what does it take emotionally to succeed?
Michelle @ Making Sense of Cents writes How To Become a Virtual Assistant – How do I become a virtual assistant? That is a question that many of you asked, especially after I wrote my post last week titled What Does a Virtual Assistant Do? Now that we’ve cleared up some of the roles that you can fill as a virtual assistant, we of course need to cover how you can become one yourself.
Steve @ 2011 Taxes writes Beware Of Identity Theft – Couple accused of stealing identities in order to receive over one million in tax refunds.
Robert @ The College Investor writes Looking for Real Competitive Advantages in the Stock Market – I want to discuss two types of competitive advantages, which I believe to be stronger and deeper advantages than the former ones – the network effect and customer captivity. I think finding companies which possess these competitive advantages might be a good place to look at as potential investments.
Robert @ My Multiple Incomes writes My Guide to Finding and Hiring a Virtual Assistant – Since this has been one of my most popular topics, I’ve also created a total Virtual Assistant Guide to help anyone find the tools that they need to hire the right help and the right time. Here’s my guide to finding a virtual assistant for your needs.
Robert @ Kids Ain’t Cheap writes Introducing Solid Foods – Individually baby foods are not super expensive, but if you consider how many jars you’ll buy over the months that your child will eat non-table food it adds up!
Lance @ Money Life and More writes Am I Crazy? Not Taking the Optimal Financial Path May Be the Right Decision – As a personal finance blogger I often pressure myself to make the best financial decisions possible so I can be a good role model to my readers. However, at times I feel like I need to do something I want rather than what makes the most sense financially. Read on to see what has been occupying my thoughts all week.
Dividend Growth Investor @ Dividend Growth Investor writes Should dividend investors hold on to Abbott (ABT) and Abbvie (ABBV) following the split? – On January 1, 2013, Abbott Laboratories split into two companies, one which retained its name Abbott Laboratories (ABT), and another named Abbvie (ABBV).Since both companies have not had a chance to operate for long periods of time, I would simply hold on to my position.
CAPI @ Creating a Passive Income writes Become a Hobbyist: It’s a Passive Income Dream Come True! – Can you turn your hobby into a source of income? Find out how to start making money off of the thing that you love.
Daisy @ Add Vodka writes Spring Cleaning For Your Finances – It’s not quite spring yet in the great white North, but it was 8 degrees (46.4 F) in my region today and sunny, so that counts for something. Whenever it starts getting spring-like out, I get excited to start spring!
Tushar @ Start Investing Money writes Editions TV Show Looks at 4 Reasons to Buy a Second Home – Editions TV with Terry Bradshaw looked at a few reasons to avoid buying a second home. Now Editions takes a look a four reasons you should consider buying one.
Eddie @ Finance Fox writes Do You Carry The Wrong Credit Card? – This question applies to literally millions of Canadians – 85 per cent of us carry a credit card, according to the Financial Consumer Agency of Canada
Corey @ Steadfast Finances writes 9 Things Every New Graduate Must Buy – Graduating college and adjusting to real life requires a few common accessories. Find out what they are and how you can be prepared.
Mike @ Personal Finance Beat writes How I Use Amazon Prime To Save Money – How I used Amazon’s “Prime” membership benefits to save around $150 in shipping charges last year.
Roger the Amateur Financier @ The Amateur Financier writes How You Can Tell If Your Boss Is Insane – Let’s be honest: if you work at most typical jobs, you probably think that your boss is a little…odd.
Mike @ Personal Finance Journey writes Overseas Investment – Australian Real Estate Market – Easy ideas on investing in Australian Real Estate. Is this right for you and how it can benefit your financial plan.
PPlan @ Provident Plan writes Increasing the value of your home – The economy has probably tanked the value of our house, but there are things we can do to increase its value.
SFB @ Simple Finance Blog writes 5 Deadly Finance Mistakes New Graduates MUST Avoid – Here are the five deadly finance mistakes that new graduates should avoid, and what they should do instead to set themselves up for financial success.
Jen @ PF Carny writes Steps to Determine If You Are Ready to Open Your Own Business – If you are working for “the man” at a 9 to 5 job, you may dream of nothing more than venturing out on your own and being your own boss. This is the true American dream, and in this age of the Internet, it has become a reality for many people.
Jen @ Master the Art of Saving writes Saving Up Money To Pay Cash For A Car – So how in the world am I going to be able to save that much money in such a short time? Well, I’m not certain that I will, but I’ll definitely give it a go. Here’s my plan:
MR @ Money Reasons writes Dark Side of an HSA – After particapting in an HSA for more than five years, I’m doing to reveal the dark side of an HSA account. This is something that affect the middle classes that nobody talks about.
TDB @ Tax Deduction Blog writes The New 411 on Job Search Tax Deductions – What expenses are deductible for your new job search? Here is a handy list of 7 guidelines that makes your job search expenses tax deductible
Passive Income Earner @ The Passive Income Earner writes Dividend Stock Analysis: Tim Hortons (THI) – Is THI a worthy investment at this time? Did it saturate its Canadian market?
Jon the Saver @ Free Money Wisdom writes The Simplicity of Living Beneath Your Means – Living below your means is truly an amazing feeling. Gone are the days of spending too much, start investing and living smart!
Don @ MoneySmartGuides writes 3 Ways to Save Money (A Lot of Money!) – I’m sure you are familiar with the “latte-factor”, which was popularized by David Bach in his Automatic Millionaire book series.
Ray @ Squirrelers writes Every Hour Counts: Knowing How You Spend Your Time – If time is indeed money – or more valuable, actually – it can pay to truly know how we are spending our time.
TTMK @ Tie the Money Knot writes A College Kid Lying to Parents About Tuition – What Would You Do? – If you’re working hard to help pay a kid’s college tuition, of course you would want the kid to do well in school. What if the kid didn’t even take the classes you thought you were paying for?
DPF @ Digital Personal Finance writes Try Adding a Survey to Your Blog or Website – Learning about what interests customers is a part of market research that companies do all the time. What about doing some simple research of your own for your blog?
SBB @ Simple Budget Blog writes Simplify Budget: Ways to Lower Your Transportation Costs – In an effort to simplify our budget and make managing our finances easier, I’ve looked for new ways to reduce our household spending on transportation. The majority of our transportation costs comes from fuel and car maintenance, but I know everyone’s situation is different.
harry campbell @ Your Personal Finance Pro writes An Argument for the Social Security Program to Continue – There are very few programs in the US which are understood less than the Social Security program. You’ll hear a lot of mis-information about Social Security. “You’ll never get what you put into it!” “I’ll be lucky to get anything.” So on and so forth. The mis-information you hear contributes to giving the Social Security (SS) program a bad rap. I contend, however, that there is not better bang for your buck than the SS program – especially after adjusting for risk.
Corey @ 20s Finances writes The Hidden Costs of Renting – It’s important to understand that while homeownership has many costs (perhaps more costs than you are aware of), renting has its own unique costs that are worth considering before becoming a renter for life.
Chris @ BudgetWays.com writes How To Save Money With Cheap Car Insurance – Most people spend at least a thousand dollars on car insurance, and if you have kids or multiple cars, you’re probably spending at least twice that. Learning how to buy the right type and amount of coverage, while applying for discounts is essential to saving yourself a few hundred dollars a year with cheap car insurance.
Gary @ Gajizmo.com writes Jobs That Pay Well – Not everyone finds their dream job, but if you are looking for a fun job with no real work, let us know if you find one, outside of collecting unemployment. Otherwise, here is a list of fun, easy jobs that pay well – better than most people would expect.
Michelle @ The Shop My Closet Project writes I’m using my SH$T January-a no more buying product manifesto – read my no more buying product manifesto!
Simon @ Your Wealth Planners writes Dealing with Debt – An IVA may be the Answer – February can be a depressing month as it is without having to worry about debt on top.
Mary Rhodes @ Fine Tune Finances writes http://www.finetunefinances.com/is-there-good-debt/ – “Debt” is a word many of us have learned to fear. But having debt, to a certain degree, is not always a bad thing. There is such thing as good debt versus bad debt, and you may be in a position to put your mind at ease if your debt falls into the positive category.
Luke @ Learn Bonds writes Rolling Down the Yield Curve: How to Make Money by Waiting – One of the easiest and time tested strategies for making money investing in bonds is called rolling down the yield curve. Here’s what you need to know.
Michelle @ Making Sense of Cents writes How To Start A Blog – Tips for a Beginner – I receive e-mails nearly everyday (and most of the time multiple times everyday) about blog tips and how to start a blog. I will say this now, I do not consider myself an expert in making a blog at all. That’s pretty much a given right? I have made many mistakes and have now decided that I will make a weekly series on having a blog and tips (and also mistakes).
A Blinkin @ Funancials writes $999.99 Giveaway – What an incredible Superbowl. If I were to measure the entertainment, I would say: Michelle Williams; Commercials; Beyonce; Jacoby Jones; The game was extremely entertaining, but I wasn’t as impressed with the commercials.
Scott Skyles @ Mortgage1a.com writes Are the Best Mortgage Rates Gone for Good? – While mortgage interest rates have been rising for most of the past month, drops in the market are not likely to be on the horizon in the near future.
Alice @ Hurricanes, Panties & Dollars writes Saving on Inebriation & 10 Money Themed Drinks – I love to drink and have a great time, but if you’re drinking at bars—it can add up faster than a stripper can spot a $100 bill. That’s fast!
Suba @ Broke Professionals writes Planning My European Vacation: Getting A Passport – After revisiting my financial priorities to put traveling at the top, I’m ready to plan my European vacation. Step #1? Getting a passport!
Ted Jenkin @ Your Smart Money Moves writes Three Money Lessons I Learned From My Parents – I don’t think we can often appreciate everything that happens to us growing up as a child.
Crystal @ Budgeting in the Fun Stuff writes I Don’t Believe in “Good Debt” – I simply don’t think of any debt as good debt. This doesn’t mean that I treat all debt the same, but I don’t see any of it as a good thing.
MMD @ IRA vs 401k Central writes How Inheriting a Roth IRA Can Be a Great Tax-Advantaged Gift – One little known benefits of inheriting a Roth IRA is that you can designate it to someone after you die with little to no tax consequences.
MMD @ My Money Design writes Is the Conventional System to Create Wealth Rigged? – Is following conventional financial advice a rigged game? There’s got to be a better way to create wealth beyond simply saving for the next 30 years!
Joshua Thompson @ Becoming Your Own Bank writes Bonds Outperform Stocks Over 30 Years – Bonds outperformed stocks over the last 30 years. What does that mean for your portfolio?
Evan @ My Journey to Millions writes January 2013 Net Worth Update – Thank F’n God Its Over! – I am very excited to have made it out of January 2013 alive and without a drinking problem as it was filled with some great highs mixed in with some terrible, awful lows.
Jason @ Live Real Now writes Make Extra Money Part 1: Introduction – Today, I’m re-launching a new series on how I make extra money online. Over the course of the series, I’m going to show you how to take advantage of multi-million dollar market research to choose a niche, at no cost to you.
Jester @ The Ultimate Juggle writes Will Our Kids Have Wealth Building Opportunities Like We Had? – Are there less wealth building opportunities for kids in the future? I think this is a possibility and explain why I think so.
Grayson @ Debt Roundup writes What Not to do When You’re In Serious Financial Trouble – If you are in a financial problem, here are some things that you should not do in order to make your financial issue easier.
Sean @ One Smart Dollar writes What is a Currency War? – Most people have never heard of a currency war or are not fully aware of what it really is. By understanding the concept you will be able to understand how it can affect your investments.
Amanda L Grossman @ Frugal Confessions writes How to Host a Biggest Loser Competition at Work – While cleaning out the top drawer of my filing cabinet at work last week—I shamefully could no longer open the drawer nor close it—I came across several
Jason @ Work Save Live writes 5 More Easy Ways Everybody Can Save Money – Considering the difficulties in today’s economy, it’s certainly a time to cut expenses. Saving money by eliminating unnecessary purchases leaves you a nest egg for when you really need it. In addition, saving money helps you pay down existing credit card or other bills.
Maria @ The Money Principle writes Take charge of your finances: focus on ‘wants’ rather than ‘needs’ – Making decisions about finances by satisfying needs is a long standing mantra in personal finance. Here I argue that mastering wants is the way to go.
Carmen @ MyBestCarInsurance101.com writes How To Find The Best Car Insurance – As a former car insurance agent and broker, the top advice I provide for family and friends looking for the best car insurance is to just research. Review the different types of coverage you may need, understand your risk profile and the factors that may affect your premium, and ask for discounts. This article covers all these topics indepth.
Jennifer Lynn @ Broke-Ass Mommy writes Time to establish financial and savings goals for 2013. – Yep, now is the time to establish financial and savings goals!
Joe @ Midlife Finance writes 5 Ominous Signs That Your Elderly Parents May Need Help – When your parents live further away, it’s easy to forget that they’re changing, too. Eventually, they may need more help than you’re aware of right now. How can you tell?
Daniel @ Sweating the Big Stuff writes How Much Did We Spend On Our Honeymoon? – We were planning on spending $3,500 on our honeymoon. We missed by…a bit.
Wayne @ Young Family Finance writes The Different Types Of Popular Retirement Funds – Workers need to survive when their working days are over. They need a regular source of income to pay their bills when they can no longer work. Thus, every worker needs a retirement plan for the rainy days ahead. Workers can choose from the different types of retirement plans available.
Miss T. @ Prairie Eco Thrifter writes Frugal Valentine’s Day Dates – Being romantic requires a lot of thought, but not a lot of money. Here are some great ways to show your partner that you love them on a budget:
Ashley @ Money Talks Coaching writes The B Word: How To Create And Use A Budget That Will Change Your Life – I wrote an e-book! It’s called The B word: How to create and use a budget that will change your life. It’s on Amazon for a mere 2.9
Everything Finance @ Everything Finance Blog writes Tax Season 2013 – The key to avoiding a stressful tax season is to start preparing NOW for the returns when you file taxes next year. Putting simple steps into action and you will get the best return with the least amount of stress that you have yet to face.
Cash Flow Mantra @ Cash Flow Mantra writes Net Worth TV Reviews How Investing Strategies Change at Various Employment Stages – Net Worth TV with Terry Bradshaw reviews how different people look at money at different stages in their lives. This is important, because the money situations at each stage really are different, and you can’t just put a single template over someone’s entire financial life. Here are some key things to consider at each stage when it comes to investing.
Little House @ Little House in the Valley writes Planning a Waterwise Landscape – Indulging and motivating myself to save money for a house by browsing fabulous landscaping plans, I’ve come across some terrific ideas for waterwise gardens and yards. I live in an arid region, so saving money on a water bill is important.
JP @ My Family Finances writes It’s a Buyers Market out there! Top tips for finding a bargain – In a market where home loans come at a premium and even the slightest oversight on your paperwork or research can force you to walk away from a home – and maybe your earnest money – knowing everything you can about the industry, the process, and the market before house shopping is more vital than ever before.
eemusings @ NZ Muse writes Does pay-what-you-want really work? – Can a business model that lets customers dictate pricing succeed?
Hank @ Money Q&A writes Where To Invest $1,000 In Today’s Market – Here are ten excellent places where to invest $1000 today. While you’ll see some of these ideas are using the term investing loosely, it is investing in the broader sense of the word.
ETZ25 @ Entertainment Timez writes Is AIG The Perfect Stock? – Is AIG the perfect stock for 2013? Read why I think this stock has legs and we’re betting that 2013 will be a great year for us.
Kyle @ The Penny Hoarder writes How to Get a Free $54/Month for the Rest of Your Life…. – I’ve made a living over the past few years coming up with ways to make money that range from the genius, like my idea to make money buying beer, to those that border on the ridiculous, like my idea to start a cricket farm.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes LIVE A WEALTHY LIFE; MY DAY AT HABITAT FOR HUMANITY – Wealthy living through service to others; more money too.
krantcents @ KrantCents writes Budgets and Diets Are a Waste of Time! – Budgets and diets are a waste of time! Most, if not all personal finance (PF) bloggers are probably surprised I would say that. A budget or diet is not the answer for overspending or overeating. If these things worked for everyone, there would be no debt or overweight people.
Aloysa @ My Broken Coin writes What No One Ever Tells You About Costa Rica – Get my personal inside scoop on my vacation to Costa Rica, and things to watch out for and beware of!
Girl Meets Debt @ Girl Meets Debt writes Making My Cash-Back Credit Card Work for Me – Now I know what you are all thinking…I must be crazy to want to start using my credit card again after being so irresponsible with it in the first place but you know what? I am finally at a place in my life where I feel confident that I can and will use credit sensibly.
John @ Married (with Debt) writes An Exciting New Life for Married (with Debt) – If you are reading this, you may be wondering where the heck I’ve been. No, this post isn’t an apology for a lack of activity. Instead, it is an announcement about the future of this site, and I’m happy to say, it’s looking bright.
Greg @ Club Thrifty writes My Credit Score: Why I Don’t Care and You Shouldn’t Either – Worried about your credit score? Don’t be. The credit score is one of the most deceptive tactics that lenders use to control your behavior. Here’s why.
Jules Wilson @ Fat Guy,Skinny Wallet writes Would You Believe More Car Trouble? – I’m sitting here at my mechanic’s shop once again. Yes, my car has overheated again!
Jules Wilson @ Faithful With a Few writes Would You Be Willing To Move To Another Country – My wife and I would watch this show sometimes and think about whether we could really pick up and move to another country. I couldn’t imagine going about my life in the U.S. and then waking up one day and trying to find a home and establish a new life in a new place.
Alan Webster @ 401kcalculator.org writes Your 401k Limit Is More Generous Than Ever – Your 401K limit is as high as it’s ever been. This post looks at how the 401k limit has changed compared to the rate of inflation
John S @ Frugal Rules writes 5 Easy Ways to Save Money Lost Due to the Payroll Tax Increase – The Payroll Tax Holiday went away at the beginning of 2013. Some families were prepared, some were not. This is a list of ways to help make up for that, or if you’re looking to live more frugal and save money in general.
Jon @ Novel Investor writes The Role Of Cash In Your Portfolio – One of the least covered aspects of investing is how cash plays a role in your portfolio. Yet it can be an important tool to help manage risks.
Mr.CBB @ Canadian Budget Binder writes Financial Advisors 101~Get The Inside Scoop – Know the right questions to ask your financial advisor so you are an informed investor. You are in charge of your personal finances so ask the right questions to get the answers you need to make informed decisions.
KK @ Student Debt Survivor writes Chained to Your Work? – Do you ever feel like you’re chained to your work? Can you be chained to your work if you’re not a, “big earner?”. I think so.
Jon Haver @ http://www.paymystudentloans.com writes FAFSA.com Scam – 2.1 Million Students Potentially Ripped Off! – There were 31.5 Million FREE FAFSA applications completed in 2011 according to the US Department of Education however, there may have been over 2 million students scammed by the misleading website FAFSA.com! Because of the number of people completing the FAFSA there have been unscrupulous people trying to make money off of the back of it. The biggest site that I have found potentially ripping off students is FAFSA.com.
NoTrustFund @ Where’s My Trust Fund writes Creating A Budget – Create a budget using the balanced money formula.
Dividend Growth Investor @ Dividend Growth Investor writes Four Consumer Stocks for a 2013 Economic Expansion – With the continuing rebound of the global economy for a fourth consecutive year, corporate revenues and profits are at record highs. US multinational corporations, which have substantial operations abroad, are very well positioned for the expansion in the number of middle class consumers in the developing markets.I expect the following companies to benefit from the rise of the middle class in emerging markets due to their strong brand names and because of their status.
bryan @ BryanMaltier.com writes How To Compare Car Insurance Online – It’s hard to find a personal finance blog that hasn’t been talking about car insurance – whether it’s because many people’s policies are up for renewal early in the year, or car insurance companies are really making a marketing effort before summer approaches. Here is a complete guide to comparing rates online, from what you need to get a free quote, discounts you should ask for, questions you should ask, and state laws you should be aware of. The best part – it’s written by a former car insuran
Steve @ 2013 Taxes writes The Debt Ceiling Crisis – Yesterday, the Senate voted to approve a measure that suspends the U.S. debt ceiling which translates to our country being able to at least temporarily pay bills.
JC @ Passive-Income-Pursuit @ Passive Income Pursuit writes How getting laid off was the best thing for my finances – Going through what brought me toward the goal of reaching early financial independence and keeping track of my finances.
Deacon @ Well Kept Wallet writes 5 Habits of Broke People – According to Websters Dictionary, the word “broke” means penniless. While there are people who have no money because of misfortune, there are many people who are broke because of their habits. Here are five habits of broke people that you should avoid if you want to become wealthy some day.
Edgar @ Degrees and Debt writes Saving Money on Gas via Shopping Programs – How to use shopping programs to save money on gas
PK @ Don’t Quit Your Day Job… writes Lifestyle Creep and You – Cameron is a young financial professional, ready to share his story about avoiding the lifestyle creep that affects so many white-collar workers. A story of cutting the cord and keeping a dumb phone… and more.
Glen Craig @ Free From Broke writes Blue Sky from American Express | Review – The Blue Sky from American Express is a great all-around travel rewards and airline miles card that’s flexible and easy to use. See more in our review.
Glen @ Parenting Family Money writes Fun, Frugal Valentine’s Day Ideas for the Whole Family – Valentine’s Day is fun for the whole family, but it doesn’t have to be expensive. These are some frugal Valentine’s Day ideas that the whole family enjoys.
Jason Hull @ Hull Financial Planning writes Should You Just Donate to Charity Instead of Going to IHOP’s Free Pancake Day? – On February 5, IHOP gave away a free short stack of pancakes in exchange for a contribution to the Children’s Miracle Network. This article examines whether or not you’d have been better off simply donating to charity rather than taking IHOP up on their offer.
Marie at FamilyMoneyValues @ Family Money Values writes What are Personal Finance Standards? – Most of us in my generation weren’t exposed to personal finance classes in school. Parents were expected to handle that part of our education, just as they had to handle the sex education. It’s different now! Information you need about Personal finance standards.
Philip @ PT Money Personal Finance writes Start Your Own Sports Camp and Coaching Program (Podcast) – This podcast interview with Jim Vitale of Vital Hockey Skills spotlights how he has turned his part-time hockey skills gig into a six-figure business all while working full-time as a high school science teacher.
Jacob @ My Personal Finance Journey @ My Personal Finance Journey writes Help a Reader – How Cheap Is Too Cheap? – How far can/should you go in the realm of cheapness? This post shares one reader’s question and the guidelines Jacob from My Personal Finance Journey follows when determining when to go cheap and when to “loosen up the purse strings” a little bit.
Emily @ Evolving Personal Finance writes Grocery Challenge Update for January 2013 – We failed again to stay within our grocer budget, so I am reevaluating my strategies to include shopping more often and meal-planning
Michael @ Financial Ramblings writes Current Series I Savings Bond Rates – A quick overview of how I-Bond rates are calculated along with an overview of your options. Buy now or wait for May? Click through and find out.
Steve @ 2014 Taxes writes Canadian Income Tax Filing Made Easy – In recent years, the Canada Revenue Agency (CRA) has been expanding the methods available for you to file your income taxes.