If you decide to utilize college loans to finance your education, you should do your research up front on what you will have to pay back once you graduate. Repayment terms for student loans vary from Federal Direct Loans to private loans. Understanding how much you will owe at the time you get your degree [...]
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Winter Storm Nemo and the Importance of an Emergency Fund
What does the massive Winter Storm Nemo have to do with the need to have an emergency fund? In short, everything. Nemo is symbolic of any un-foreseen event that may disrupt one’s income or cause a financial hardship. From a simple power outage to a long-term illness, being prepared to handle an emergency can mean [...]
Where to Find Financial Aid for College Tuition
With college tuition rising much faster than the rate of inflation, more college-bound students depend on financial aid to help pay for college. According to Finaid.org, the average individual student debt for the 2010-11 year was $27,200, up 54% from a decade earlier. With total student loan debt is expected to eclipse $1 Trillion, finding [...]
Personal Finance for College Graduates
Graduating college is an exciting time in your life. You are finally on your own and facing many important decisions such as what career path to choose or where to relocate. Decisions made now can have a big impact on your potential income and living expenses. If I could offer one piece of personal finance [...]
What's the Best Investment Advice? – Invest in Yourself
When my first child was born my Mother gave me some great advice: take good care of yourself so that you may take good care of others. It makes perfect sense to take care of yourself however many people fall short in this area. By investing in yourself you can increase the likely hood of [...]
A Guide to Tax Credits for Education
With the cost of college increasing an average of 7% per year, tax credits such as the American Opportunity Credit and the Lifetime Learning Credit can help to defray some of the cost. A four year college degree continues to be a good investment, however cost dictates that one take advantage of financial aid and [...]
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