Tag Archives | debt

punch debt

11 Things You Can Do to Punch Debt in the Face

 What do you do when you look around and all you see are piles and piles of debt? Do you find yourself living from paycheck to paycheck and unable to save for the future? Figures show that the average debtor in the UK neck deep in debt of £16,753. But you certainly do not have to lose in […]

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Out of Control Spending

Prioritize, Plan and Ponder: Practical Ways to Stop Out of Control Spending

Many habits are hard to break and some can be more damaging than others, but you can make positive changes if you know how to go about implementing a new strategy that breaks the pattern and shows you a better way forward. For example, if you find that your spending habits are not in line […]

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borrowing money

3 Do’s and One Don’t of Borrowing Money in 2017

The worldwide lending landscape has changed quite a bit since the introduction of the internet and the revolution in consumer and communication technologies. There are many ways to borrow money these days, though the better your credit and other qualifications the more options will be available to you. Anybody can get a loan, but not […]

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every penny counts

When Every Penny Counts: Expecting the Unexpected When Cash is Low

We are all different and while some of us seem to be able to take a potential financial crisis in stride and remain calm while we find a solution, others can get stressed by their lack of preparation for such an event.   Whatever your normal reaction to an unexpected bill happens to be, the […]

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student loan debt

5 Strategies for Managing Student Loan Debt After Graduation

Graduating students who have taken out student loans are often in for a bit of a surprise soon after graduation. Reality starts to sink in once you receive your first student loan bill in the mail. The average amount of student loan debt is in the $33,000 range and 1 in 5 students graduate owing […]

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Top 4 Ways to ruin your FICO credit score

Top 4 Ways to Ruin Your FICO® Credit Score

Your credit score is one of the most important pieces of information financial institutions use to determine everything from the interest rate you’ll pay to the type of loan you qualify for.  There are many things that can negatively affect your Credit Score and your ability to effectively manage it may well save you thousands […]

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