Tag Archives | debt

debt afte graduation

5 Tips to Avoid Debt after Graduation

Graduating students who have taken out student loans are in for a bit of surprise soon after graduation. Once you receive your first student loan bill, you may be taken aback, especially after you see how much you owe to the government. The average amount of student loan debt is in the $30,000 range and […]

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buying a used car

How to Save Money by Buying a Used Car

I have a 2001 Ford F150 Super Crew pickup sitting in my driveway and I plan on having it for a while longer. While a 14-year old car isn’t for everyone, there are many benefits to buying a used or second-hand car. After reading this, you’ll want to find a cheap car now.   Depreciation New […]

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stop overspending

3 Simple Steps to Stop Overspending

If you admit to being an over-spender you’re not alone. Total debt in the U.S. has reached $11.9 Trillion dollars while the average american household has over $7900 in credit card debt, $10,000 in auto loans, and over $100,000 in mortgage loans. While robust consumer spending is an important driving factor for the U.S. economy, […]

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Top 4 Ways to ruin your FICO credit score

Top 4 Ways to Ruin Your FICO® Credit Score

Your credit score is one of the most important pieces of information financial institutions use to determine everything from the interest rate you’ll pay to the type of loan you qualify for.  There are many things that can negatively affect your Credit Score and your ability to effectively manage it may well save you thousands […]

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personal loan

4 Questions to Ask Before You Apply for a Personal Loan

Personal loans are loans issued by banks, private lenders, and credit unions. Some more popular uses of personal loans are to consolidate credit card debt, pay for major home improvements or repairs, and other items like vacations.  Before you sign on the dotted line there are some questions you should ask to ensure a personal […]

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interest rates

5 Things You Need to Know to Understand Your Interest Rates

Interest rates determine what your monthly repayments will be on your loan. Even the smallest fluctuation in interest rates can make an enormous difference to your loan repayments. Each interest rate comes with advantages and disadvantages, so make sure you select the right interest rate for you. Lenders will charge you an interest rate per […]

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