Individuals and businesses can sometimes find themselves in a crunch for cash and need short-term financing to cover an expense until other funds are available. Here are several reasons a short-term loan can be a valuable option in your financial toolbox. Fast Approval Process Short-term personal loans often have a much faster approval process […]
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Did you know that Millennials outnumber baby boomers by 15 million and earn around $20,000 less than the U.S. average. Below is an infographic that takes an inside look at the complicated relationship between Millennials and Credit.
According to a recent icount survey, about 25% of UK adults do not understand the concept of a credit score. Other nations like the U.S. have found similar, or even higher, levels of credit ignorance among their citizenry. This isn’t good, folks. And it’s not good for the people who are the least informed. Those […]
It’s practically a commandment of sound financial management that you should never throw good money after bad. And that means never taking out a loan to pay down debts, because in so doing you just create a cycle of more debt, more stress, and less control over your own finances. Like all rules, though, this […]
Graduating students who have taken out student loans are in for a bit of surprise soon after graduation. Once you receive your first student loan bill, you may be taken aback, especially after you see how much you owe to the government. The average amount of student loan debt is in the $30,000 range and […]
I have a 2001 Ford F150 Super Crew pickup sitting in my driveway and I plan on having it for a while longer. While a 14-year old car isn’t for everyone, there are many benefits to buying a used or second-hand car. After reading this, you’ll want to find a cheap car now. Depreciation New […]