Tag Archives | debt

personal loan

4 Questions to Ask Before You Apply for a Personal Loan

Personal loans are loans issued by banks, private lenders, and credit unions. Some more popular uses of personal loans are to consolidate credit card debt, pay for major home improvements or repairs, and other items like vacations.  Before you sign on the dotted line there are some questions you should ask to ensure a personal […]

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interest rates

5 Things You Need to Know to Understand Your Interest Rates

Interest rates determine what your monthly repayments will be on your loan. Even the smallest fluctuation in interest rates can make an enormous difference to your loan repayments. Each interest rate comes with advantages and disadvantages, so make sure you select the right interest rate for you. Lenders will charge you an interest rate per […]

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applying for a student loan

5 Things To Consider When Applying for a Student Loan

Each year, 20 million students attend college in the United States. Approximately sixty percent borrow money to cover the expenses of tuition, textbooks and fees, yet most still feel uneducated when it comes to making a decision about which student loans to apply for and use to pay for a college education. Here are 5 […]

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Personal finance sins

Are you Guilty of These 5 Personal Finance Sins?

How are you doing with your personal finance goals? Making the progress you expected? Or are you wondering why you don’t seem to be getting ahead in terms of savings and debt reduction? If this sounds a little too familiar, check out the list below, where you’ll find a rundown of five personal finance sins […]

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money mistakes

Are You Making These Top 4 Money Mistakes?

We all make mistakes and finances are no exception. In fact, most Americans typically struggle with personal finance due to a number of reasons chief among them a lack of personal finance education provided to school age children. Here are the top 4 money mistakes and some practical advice on how to avoid making them […]

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financially prepare for death

How to Financially Prepare for Death

There are few times when a person knows that death is upon them in a specific amount of time. Those that are diagnosed with a terminal disease may begin preparing financially and those that enter the middle age period of their lives see this as important too. Preparing financially for death is a way to […]

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