Tag Archives | debt consolidation

student loan debt

5 Strategies for Managing Student Loan Debt After Graduation

Graduating students who have taken out student loans are often in for a bit of a surprise soon after graduation. Reality starts to sink in once you receive your first student loan bill in the mail. The average amount of student loan debt is in the $33,000 range and 1 in 5 students graduate owing […]

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money mistakes

Are You Making These Top 4 Money Mistakes?

We all make mistakes and finances are no exception. In fact, most Americans typically struggle with personal finance due to a number of reasons chief among them a lack of personal finance education provided to school age children. Here are the top 4 money mistakes and some practical advice on how to avoid making them […]

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about loans

5 Things Everyone Should Know About Loans

Sooner or later in life, everyone is going to need to borrow money. It happens, either because you’re making an investment in a residence, going to college, or buying another big-ticket item. There are many types of loans to choose from, all with different interest rates and grace periods. Before you jump into the first […]

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what is debt

What Is Debt and How to Manage It

Merriam-Webster defines debt as something owed: obligation, which is strictly a definition with no emotion to it.  However, Merriam-Webster’s other definition of debt is sin, trespass.  While debt may have been a sin in Biblical times, most of us don’t think of it that way now.  Most of us accept that debt is just a […]

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avoid going in debt

How to Avoid Going in Debt for the Holidays

Make a List and Check it Twice One of the easiest ways to limit the chances of going in debt is to plan your purchases. Did you know that 80% of impulse purchases are made because consumers perceive value when the item is on sale. Why do you think retailers have sales around the holidays? […]

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springcoin

SpringCoin Review: A Personalized Plan for a Debt Free Tomorrow

  SpringCoin was founded by credit counseling and debt negotiation experts that offers consumers a simple, easy-to-use personalized debt plan that will help you 1) Calculate a budget 2) Track your spending 3) Manage payments and 4) Chart your progress.     Why SpringCoin? SpringCoin is better than existing solutions because it integrates highly advanced […]

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