Tag Archives | debt consolidation

money mistakes

Are You Making These Top 4 Money Mistakes?

We all make mistakes and finances are no exception. In fact, most Americans typically struggle with personal finance due to a number of reasons chief among them a lack of personal finance education provided to school age children. Here are the top 4 money mistakes and some practical advice on how to avoid making them […]

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what is debt

What Is Debt and How to Manage It

Merriam-Webster defines debt as something owed: obligation, which is strictly a definition with no emotion to it.  However, Merriam-Webster’s other definition of debt is sin, trespass.  While debt may have been a sin in Biblical times, most of us don’t think of it that way now.  Most of us accept that debt is just a […]

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avoid going in debt

How to Avoid Going in Debt for the Holidays

Make a List and Check it Twice One of the easiest ways to limit the chances of going in debt is to plan your purchases. Did you know that 80% of impulse purchases are made because consumers perceive value when the item is on sale. Why do you think retailers have sales around the holidays? […]

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SpringCoin Review: A Personalized Plan for a Debt Free Tomorrow

  SpringCoin was founded by credit counseling and debt negotiation experts that offers consumers a simple, easy-to-use personalized debt plan that will help you 1) Calculate a budget 2) Track your spending 3) Manage payments and 4) Chart your progress.     Why SpringCoin? SpringCoin is better than existing solutions because it integrates highly advanced […]

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credit card was hacked

How to Escape the Debt Trap This Year

  Escape the Debt Trap this Year It may seem like you’ll never escape the debt trap. Whether you have managed to get through the recession with steady employment or not, most people’s debts are simply spiraling out of control. More than ever, young people ranging in ages from 25 to 34 are turning to […]

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save money with your credit card

Credit Slips but Car Loans Rise

The Federal Reserve have released the latest consumer credit update for the month of September and it shows that after a 4.7% decrease in August the month of September saw a rise of 3.6%. The report outlines the difference between the revolving and non-revolving credit that has been offered in September. Non –revolving credit covers: […]

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