Tag Archives | impulse buying

simple living

Simple Living: A Life With Less Stuff

Human beings are like magpies. You see something shiny and you want to buy it. Buying new, shiny things gives a buzz of excitement, an immediate gratification. But the thrill is short lived. Soon your proud new purchase becomes just another barely-used item taking up space in your house. In today’s demanding world of high-pressure […]

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student loan debt

5 Strategies for Managing Student Loan Debt After Graduation

Graduating students who have taken out student loans are often in for a bit of a surprise soon after graduation. Reality starts to sink in once you receive your first student loan bill in the mail. The average amount of student loan debt is in the $33,000 range and 1 in 5 students graduate owing […]

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stop overspending

3 Simple Steps to Stop Overspending

If you admit to being an over-spender you’re not alone. Total debt in the U.S. has reached $11.9 Trillion dollars while the average american household has over $7900 in credit card debt, $10,000 in auto loans, and over $100,000 in mortgage loans. While robust consumer spending is an important driving factor for the U.S. economy, […]

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best time to buy

Knowing the Best Time to Buy Can Save You Big Money

Knowing the best time to buy is often tied to when retailers are making room for new product models or around seasonal shopping holidays. Shopping for big ticket items  Use the month by month guide below to see when the most popular consumer products are on sale. In addition, here are some shopping tips and […]

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control spending

One Minute Money Tip – Control Spending by Avoiding Impulse Purchases

One Minute Money Tips are designed to be quick easy reading that can save you lots of money! Did you know that 80% of impulse buying is because the item is “on sale”?  Let’s be honest, sales are designed to get you to spend money plain and simple.  Does 20% off sound like a good […]

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financial problems

4 Reasons a Budget May Not Solve Your Financial Problems

Even though the stock markets have recovered nicely from the turmoil of 2008, many people are struggling and have not benefited fully from the recovery.  During the height of the Great Recession, nearly 700,000 Americans lost their jobs each month. According to the Hamilton Project, a study of full-time workers who lost their jobs between […]

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