About Paul Vachon

Born: Concord, MA BSBA from Indiana University of PA Composite Science Post-Baccalaureate Univerity of Texas - Austin

Author Archive | Paul Vachon

wreath

Weekly Roundup – Winter is Here Edition

It’s officially Winter in Phoenix, it reached the mid thirties last night.  That is cold for here!  To celebrate Winter I am hosting the first ever  Frugal Toad Winter Holiday Giveaway – $75 Amazon Giftcard or $75 Paypal Cash  Contest Ends 12/21!   Recommended Posts for This Week Barb Friedberg Personal Finance answers a reader’s […]

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financefordummies

Finance for Dummies – Credit Reports

Your credit report is used by a lot of businesses: utility companies, mortgage lenders, prospective employers, banks, and others.  It is vital that you understand what information that is contained on your credit report and the companies that gather that information, credit bureaus. What information is on my Credit Report? Your credit report is a […]

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maple

Weekly Roundup – Winter is Around the Corner Edition

Winter is just around the corner and the leaves on the Maple Tree are an incredible yellow color!   The Thanksgiving leftovers are all gone and I find it hard to believe we will be putting up the Christmas decorations tomorrow.  We had a nice Thanksgiving with family and we hope you did the same. As […]

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Money

Frugal Toad Winter Holiday $75 Giveaway – Win an Amazon Giftcard or Paypal Cash

Winner has the choice of $75 Amazon Gift Card or $75 Paypal Cash I am using the Rafflecopter widget for this giveaway and it makes things really easy for you.  There is 1 mandatory entry and 8 optional ways for you to enter.  Just click on the entry options below and follow the instructions.  Hint:  […]

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financefordummies

Finance for Dummies – Federal Reserve Monetary Policy

Finance for Dummies is a series about personal finance topics for those without a PhD in Finance! What is Monetary Policy? Monetary Policy is what the Federal Reserve does to influence the amount of credit and money available in the U.S. economy.  By influencing money and credit, the Federal Reserve is able to  interest rates […]

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frog

Week in Review – Be Thankful Edition

There are many reasons that I am thankful, two great kids, and a rewarding career. Be sure to show thanks to those that you care for this week. Happy Thanksgiving!   Paul @ The Frugal Toad   Recommended Sites for This Week 20sFinances CentstoSave My University Money Miss Thrifty Prairie Eco Thrifter So Over Debt […]

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bow

Inexpensive Ways to Teach Your Children Holiday Spirit

The Holidays are a special time of the year for young and old alike.  Many people feel stressed around the Holidays due to family commitments and the hustle and bustle of preparing for the holidays.  It doesn’t take a lot of money to share the holiday spirit with your children, just a little time. After […]

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save money with your credit card

Credit Slips but Car Loans Rise

The Federal Reserve have released the latest consumer credit update for the month of September and it shows that after a 4.7% decrease in August the month of September saw a rise of 3.6%. The report outlines the difference between the revolving and non-revolving credit that has been offered in September. Non –revolving credit covers: […]

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