The impacts of the student loan debt crisis you might not have considered By Laurie Farros You might not know this, but the Biden administration has quietly canceled about $17 billion in student loan debt in the past year. Most of that has gone to targeted categories of borrowers, including the disabled, those defrauded by […]
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Saving Money Effectively Even if You’re Bad at Saving
Why is it so hard to put money aside? Or, to put it differently, why does it appear like saving money is so difficult? I believe it is a fairly typical question that many people have. We might have more healthy savings account balances if money management was easy. Saving money can be difficult; you’ll […]

Is Medicare Mandatory?
You may start thinking of retirement and your next steps as you get closer to 65. One aspect that is sure to be on your radar is Medicare. So, is Medicare Mandatory? The short answer is no; Medicare is not mandatory. However, if you don’t sign up for Medicare, you may face financial obstacles. Medicare […]

3 Steps to Take Before You Begin to Seriously Look for a New Property
Looking for a new property can be a daunting experience, and that is why you need to be as organised as possible before you begin the process. There are a range of factors that you need to take into careful consideration prior to starting your property search. So, where do you start? Read on for […]

Never Pay Full Price for These Services Again!
The economic changes wrought by the last few years have changed everyone’s lives. With many out of work, or finding their financial situation shifting drastically, more people are embracing the frugal lifestyle and cutting back on costs any way they can. But even if you’re doing your best to cut costs, chances are there are […]

A Beginner’s Guide To Bitcoin
If you’re thinking of starting to invest in Bitcoin, it’s important that you do your research first. There can be a lot to learn when you first start out, and a lot of concepts to grasp. To help you, we’ve put together the following beginner’s guide. We will cover the basics of bitcoin, and how […]

How to Index the Perfect Trading Opportunities
Missing an opportunity is a typical issue rookie traders have in Forex. Most of them cannot identify the perfect position for opening an order. They also struggle with the best closing of the purchases. When their executions remain vulnerable, they experience losses. Their inconsistent performance increases the loss rate more than ever. Every individual participant […]

What is an EFT: Electronic Funds Transfers
The term EFT stands for Electronic Funds Transfer. It is a way of transferring funds electronically from one account to another. The process is done through computers and electronic technology, eliminating the need for paper documentation like checks. Unlike ACH transactions, which are processed in batches on predetermined days, an EFT can be initiated whenever […]