How To Save Some Money with Your Auto

save money Transportation is often one of the largest categories in a budget and let's face it, it's an expense that is necessary for most of us.  Here are some tips for reducing the cost of owning a vehicle:

Rather than purchase an auto every 4-5 years, it costs less to buy a quality automobile and run it for a period of five to seven years, or longer. New autos are forever becoming more expensive and begin to lose value the moment you drive them away from the dealership.

If you are considering buying a new or used car you will want to check out smaller vehicles. The purchase price will be lower and it will probably use less gas, being lighter. You can research safety records and repair ratings with a top car review site like Consumer Reports . Insurance and auto tax are also likely to be cheaper for a smaller auto. You should bear in mind how the different options affect gas usage. Gas consumption will be worse by several miles a gallon if air conditioning is switched on while driving on a freeway, and yet worse in traffic that is constantly stopping and starting. Automatic transmission expends around five mpg less than the manual variety. More cylinders in an engine might be terribly virile, but they consume more gas. An auto comparison will tell you which autos use the least gas.

You should remember to ask your insurance agent whether the model of auto you are contemplating purchasing has a surcharge because theft, damage, or repair costs are higher. While dealers sometimes perform an incredibly hard sell for credit life and credit disability insurance, these will certainly be massively overpriced, making it better to keep your current provider or even obtain insurance through your employer. Auto and home insurance could be handled by a single policy, with insurers often giving a discount in this case. Non-drinkers and smokers could receive an additional discount, while such features as air bags automatically evoke a discount.

It wise to also avoid the extended warranties and service contracts that dealers offer for new autos. The coverage will often be very limited, no matter what the salesman tells you. These will cost more than a policy bought from a provider that is dedicated to writing these types of insurance policies.

There are several ways in which you can make savings on auto maintenance. A badly-tuned auto will consume between 25 and 33 percent more gas, so regular tune-ups produce great savings. Whatever the owner's manual says, oil and the oil filter should be changed after every 3,000 miles. Frequent changes of oil are the most important factor when it comes to extending the life of your engine, and are certain to save considerably more than they cost.

You should change your auto's air filter according to your car manufacturers recommendation for your location. If a filter is blocked, if will shorten the lifespan of your engine as well as reducing gas mileage by anything up to 10 percent. Gas mileage can be up to 10 percent better if tires are of the steel-belted radial sort.

You should never, ever use gas which has a higher octane rating than is recommended by the owner's manual. Autos usually benefit not at all from premium gas while it costs 10 to 15 percent more than the regular stuff.

You ought to check tire pressure regularly, or gas mileage could be up to six percent higher for every pound of under-inflation. Tires will endure longer if they are balanced every year. As well as destroying the tread, tires that are unbalanced could wear out shock absorbers and the suspension system.

Fluid levels should be checked regularly. A battery that is low on water will have a shorter life. Clutch, automatic transmission, brake, and coolant fluid levels should be checked, too.

When purchasing gas, you will save from five to 10 percent if the gas station is self-service. You should never fill your tank beyond the pump automatic shutoff, because some gas might overflow when it expands in sunlight or if you park upon a hill.

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