Every so often I run across some great ideas on how to save money that I have to share them with my readers. This week I found some great articles on saving money while grocery shopping, personal finance for college grads, and how to find bargains at a garage sale.
Frugal Living Doesn't Have to be Difficult
So how can Frugal Living be easy? A lot of it depends on your personality and lifestyle choices. Are you organized and do you plan or do you live for the moment? Frugal Living doesn't have to be time consuming but it does require some planning. A budget is a must if you are not generating enough income to fund the kind of lifestyle you desire. There are many apps to help with budgeting that can help make managing your finances easy. Once you determine where your money is going the next step is deciding where to cut back on spending. This is where most individuals struggle either because they 1) dont' have clear personal and financial goals or 2) fail to control impulse spending. The answer is quite simple: live within your means.
Best Money Saving Tips
April Dykman shares some great ideas on how to make your grocery budget go farther with Want to Save on Groceries? Cook Like a Peasant
Jeff Brown who writes for Mainstreet, has some great money management advice for new college grads: Saving Tips for new College Grads
SB at One Cent at a Time tells us his secret to finding bargains: A Guide to Garage Sale Shopping
Hank Coleman at Money Q & A loves to eat out and has some great money saving advice for diners: 10 Ways to Save Money Eating Out at Restaurants
Marissa at Thirty Six Months shares some frugal advice from her Mom: Shopping the Frugal Way
We often assume that bundling is synonymous with saving money. Odd Cents reminds us to do your homework before signing that contract: To Bundle or Not to Bundle
And last but not least, our friends over at DQYDJ suggests that credit cards can be useful in managing liquidity: All About Credit Cards and the Perfect Credit Card Spending Strategy
Carnivals Mentioning Frugal Toad
Carnival of Money Pros hosted by misswallstreet.com
Yakezie Carnival Will Smith Slap Edition hosted by Financial Success for Young Adults
Festival of Frugality #337: Personal Finance from 30,000 Feet Edition hosted by Money Wise Pastor