Top 3 Smart Living Tips to Help You Save Money


Housing costs typically account for the single largest spending category and depending on your location, can easily exceed that percentage. A one-bedroom apartment in San Francisco can reach $3600 per month and a one-bedroom apartment will cost you $3400 in New York City. Regardless of where you are located, locating the right property in the right neighborhood will take some effort. Start narrowing your search by selecting your neighborhoods and then making a list of must-haves for your new home. You can give this information to your apartment locator service or use it yourself to find your new dream home.

smart living tipsNow that you found your amazing Denver area apartments to move into, your next step is to begin saving money by living smart and frugally. In this scenario, your luxury dream apartment costs a little bit more than you’d typically pay, but since it’s your dream home, you’re willing to sacrifice and make changes in order to live a comfortable yet frugal life.

With that said, we’ll do our best to provide some smart living tips that’ll make it easier than ever to save money. If you use the suggestions we’re sharing today, you’ll have no trouble cutting down your expenses, putting some money aside for a rainy day, and still be able to afford to live in your upgraded apartment.

  1. Hiring Service Providers

If you own your luxury apartment, you’ll need help from local service providers from time to time. In some instances, you’ll need to hire local plumbers, carpenters, electricians, HVAC repair services, and more. Instead of paying top dollar for their help, we’ve got a tip to help you save money.

Instead of hiring the first service provider to come along, we want you to meet with as many local businesses or handymen you feel comfortable with. As an example, if you need to hire a plumber, we recommend interviewing several of them. Have them look through your apartment, fully assess the job, and then provide a detailed quote.

After you’ve received a detailed quote from each one of the plumbers in this scenario, you can pick and choose based on price as long as you feel confident they can get the job done. While you’re at it, read reviews and testimonials on their websites and see if you can find other information about the company online such as contractor license and Better Business Bureau membership. As long as you’re comfortable with them, you can choose the company with the lowest quote.

  1. Stay Away from the Stores As Often As Possible

Many of us feel compelled to buy something if we’re in a store.  The same holds true for online stores as well as brick and mortar stores. Does your favorite retail website call to you like it’s practically screaming your name?  Are you one of those that spend way too much online? Deleting saved payment profiles and one-click payment options will force you to re-enter credit card info for each purchase. This will give you additional time to ask to ask yourself if you really need the item.  

Some people like to look at shopping as a hobby. Other people fail to realize that they don’t have to buy something as soon as they step foot in a store. They can window shop, walk-through malls to get exercise, and leave their wallet at home. No one ever said you have to buy something just because the item is on sale. So keep that in mind and do yourself a favor by combining shopping trips to no more than once per week.

  1. Eliminate Unused Services

Are you currently paying for gym membership that you never use? How about cable television? Do you pay for all the channels even though you only watch a few? Think about cutting out cable entirely or removing the most expensive channels that you never watch. This will help you lower your cable bill and save money at the same time.

There are many new online services popping up all the time. From mail-order meals to monthly subscription boxes that deliver customized products based on your personal preferences. There are subscription box services for just about anything you can think of! Do you pay for Amazon Prime? Since you aren’t shopping as much, it’s time to ditch this service quickly. Get rid of any other similar service and fund an emergency fund, retirement account, or college fund.

Have other suggestions for cutting expenses or locating that perfect apartment? Leave your comment below.


Huge Discounts on deals right NOW!

Stay Connected with The Frugal Toad

Subscribe to our e-mail newsletter to receive updates.

, , , , , ,

No comments yet.

Leave a Reply