Tag Archives | mortgage

Trumponomics

How Trumponomics Could Affect Your Finances

In 2016, we saw one of the most hotly-contested presidential elections in recent history.  With political change sweeping across the country, there is no doubt that we will see new laws and rules in the United States.  This will impact people in a variety of different ways — including individual financial health. While no laws […]

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tax deductible interest

Managing Tax Deductible Interest on Non Personal Loans

This article has been updated for the 2016 Tax Year With tax season just around the bend, you might be starting to pull all your bank statements and other financial documentation together. You also might be wondering if there are any new changes to the tax code that might effect your personal or business tax […]

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stop overspending

3 Simple Steps to Stop Overspending

If you admit to being an over-spender you’re not alone. Total debt in the U.S. has reached $11.9 Trillion dollars while the average american household has over $7900 in credit card debt, $10,000 in auto loans, and over $100,000 in mortgage loans. While robust consumer spending is an important driving factor for the U.S. economy, […]

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carrying student loan debt

Where Can You Buy a Home While Carrying Student Loan Debt?

One common myth about acquiring student loan debt is that it prevents you from buying a home. Although millennials are delaying home buying longer than any other generation in recent history, student debt surprisingly isn’t to blame. It’s true that carrying significant student loan debt can hinder savings for a down payment and cause your […]

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HUD Settlement Statement

Money Saving Tips: Verify HUD Settlement Statement Before Signing

The HUD-1 Settlement Statement is the most important closing document you will sign and by law details all closing costs for both the borrower and seller. Request a copy of your settlement statement before close of escrow (COE), and go over it line by line.  Compare the Good Faith Estimate provided by your lender and […]

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4 Ways to Avoid Having Your Homeowner Insurance Claim Denied

4 Ways to Avoid Having Your Homeowner’s Insurance Claim DENIED

When tragedy strikes your home it can leave your world completed rattled, and having to deal with filing your insurance claim is stressful enough without adding complications. Unfortunately, there are many mistakes that homeowner’s make that render their claims null and void, right at the worst possible time. However, the savvy and smart homeowner knows […]

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