Tag Archives | buying a home

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Are Real Estate Agents Worth the Commission?

Are you on the fence about whether or not to use a real estate agent for your next home purchase? Are real estate agents worth the commission they charge? According to the National Association of Realtors, 87% of buyers recently purchased their homes by using the services of a real estate agent. To help you […]

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financial legacy

Money Saving Tips: This Home buying Mistake Can Cost You Thousands

Buying a home in the winter? Ask for an escrow account for seasonal repairs. Buying a home in the middle of winter may seem like a mistake. After all, who wants to trudge through the cold looking at homes? There are typically less buyers in the winter months and that means sellers are often motivated […]

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owning a home

The Hidden Costs of Owning a Home

Owning a Home – Investment or Expense? Owning a home has long been the American Dream.  A recent survey by the National Association of Homebuilders (NAHB) uncovered that 75% of Americans still believe that owning a home is the best long-term investment they can make.  According to a recent report by CoreLogic, negative equity peaked […]

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New Home Necessities – What You’ll Need When Moving to a New City

Whether you are moving cities for a fresh start or your partner has a job offer too good to refuse, moving interstate can be a huge upheaval. This stress can be magnified if you have school aged children who need to be uprooted from the security of their friends, school and environment. Chances are, if […]

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best time to buy

Knowing the Best Time to Buy Can Save You Big Money

Knowing the best time to buy is often tied to when retailers are making room for new product models or around seasonal shopping holidays. Use the month by month guide below to see when the most popular consumer products are on sale. In addition, here are some shopping tips and strategies that can help save […]

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smaller homes

Downsizing Your Living Quarters: The Trend Towards Smaller Homes

Traditionally the trend when people buy new homes is that they always buy bigger. This isn’t always true anymore. There’s a new trend toward people building and buying homes with smaller square footage than in previous decades. There’s even a conference in the United States dedicated to the tiny house trend. Read on to find […]

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carrying student loan debt

Where Can You Buy a Home While Carrying Student Loan Debt?

One common myth about acquiring student loan debt is that it prevents you from buying a home. Although millennials are delaying home buying longer than any other generation in recent history, student debt surprisingly isn’t to blame. It’s true that carrying significant student loan debt can hinder savings for a down payment and cause your […]

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How to Decide if a Home Warranty is a Good Idea

Home Warranty – How to Decide if it’s a Good Idea

After buying a home the thought of repairing or replacing appliances or a major system such as the air conditioning system can be scary. The typical home warranty costs between $400-$600 and lasts a year after closing.  Home warranties provide peace of mind for many homeowners however, they don’t cover all repairs and do have […]

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