starting your business

4 Ways to Save Money When Starting Your Business

Starting Your Own Business Can Provide More Than Just Income A lot of people dream about being their own boss and starting their own businesses. But there’s one thing that new businesses need that most aspiring entrepreneurs lack—money. Getting a loan for a new business can be nearly impossible, so those who do start their […]

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currency strength

How Currency Strength Impacts Your Financial Life

Currencies allow for the efficient buying and selling of goods and services between individuals and countries and have been around since the stone age.  The use of paper currency began in the 1690’s with paper notes being issued by the Massachusetts Bay Colony to pay for military excursions.  United States Notes or “green backs” were […]

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frugal lifestyle

Frugal Living – How to Implement a Frugal Lifestyle

  Frugal living is not something anyone should look down on. It’s a common misconception that frugal living is the same thing as living cheap, but it’s not the same thing. Some of the wealthiest people in the world live a very frugal lifestyle. Warren Buffett has lived in the same home since he first […]

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best ways to get a cheap flight

Travel Tips: Best Ways to Get a Cheap Flight

We already know that airfare can change by the hour it seems, but as you are refreshing your browser trying to see if prices are going down, did you know that could actually be creating demand and making prices increase?  Web browsing information is stored in cookies and can be used by airlines to dictate […]

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NYC on a budget

How to Plan a Day in NYC on a Budget

Heading to the Big Apple? Well, it’s notorious for being one of the most expensive cities in the world, and certainly the most expensive city to visit in the US. Here are some tips for planning a day in NYC on a budget without worrying about money.   Getting Around New York cabs are expensive, […]

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frugal bedroom makeover

Essential Tips for a Frugal Bedroom Makeover

Have you ever felt like you want to give your bedroom a makeover but are scared of the cost of doing so? Then fear not, as we’ve gathered a great selection of bedroom makeover tips from across the internet that could seriously revamp your sleeping environment. So whether you’re into minimalist chic, or feel that […]

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debt collections

How to Handle Debt Collections and Debt Judgements

Americans seem to have learned little from the financial crisis of 2007-2008 and are currently struggling with over $12.7 Trillion in debt. If that wasn’t bad enough, recent college graduates are chained with crushing student debt of $1.3 Trillion.  More and more Americans are falling behind on debt payments and are facing collections.  Contrary to […]

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saving gold and silver

How to Start Saving With Gold And Silver

    In both Canada and the U.S., personal and household debt is at worrying levels. The New York Times reported that in 2017, Americans accumulated more credit than they had even at the peak of the credit bubble that preceded the 2008 recession. Even more concerning – Americans owe more than $1 trillion in […]

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most overpriced items

How to Save on Five of the Most Overpriced Items

Consumers love to splurge on dinner and drinks during a night out on the town.  We already know those prices are marked up, but it is part of the experience going out for a nice dinner.  Most of us are unable to cook a restaurant quality dinner, so it is worth the extra money.   Markup […]

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Consumer Price Index

Finance for Dummies – CPI

Finance for Dummies is a series about personal finance topics for those without a PhD in Finance! Consumer Price Index – CPI What is the CPI? The Consumer Price Index is a measure of the average change in the price of a basket of consumer goods and services. 1982-1984 is used as the base and […]

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lower credit card debt

Millennials and Credit: An Inside Look at How Millennials Use Credit [infographic]

Did you know that Millennials outnumber baby boomers by 15 million and earn around $20,000 less than the U.S. average.  Below is an infographic that takes an inside look at the complicated relationship between Millennials and Credit.     Infographic courtesy of www.avant.com

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market a small business

4 Ways to Effectively Market a Small Business

Marketing your small business can build a brand following and increase sales revenue. Having an effective marketing strategy is key to that success and even though there are numerous marketing strategies, they all have the common goal of convincing people to purchase your product or service.  Most businesses do not have unlimited funds for marketing […]

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stop wasting money

Stop Wasting Money on These Items Now

Our lives are moving so fast each day, with work, family, a social life, that maybe we don’t even know how many wasteful items we are spending our hard-earned money on each day.  While that may be true for some, I think for most it is just the ease of the grab-and-go, being financially lazy […]

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millennials and money

Millennials and Money – Managing Financial Stress

Money tops the list for causing stress among Americans and especially Millennials according to a new report from the American Psychological Association. Millennials lead all age groups when it comes to money worries edging out Gen Xers (5.5 on a 10 point scale vs 5.4 for Gen Xers, Boomers 4.5 and Matures 3.5). In fact, […]

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business strategy success

7 Customer Service Tips for Business Strategy Success

Your customers form the backbone of your business. Because of them, your business grows. That’s why you need excellent customer service. It builds customer loyalty, improves customer retention and assists your long-term growth and success. As part of your successful business strategy, implement seven customer service tips today. Meet Needs In an effort to achieve […]

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