eating healthy and saving money

Why Eating Healthy and Saving Money Don’t Have to be Exclusive

Interesting Healthy Foods For Frugal Shoppers Healthy foods do not have to be the expensive health foods that have their own aisle at the store. In fact, healthy foods can be very inexpensive when the family is considering changing their lifestyle towards healthier eating. Therefore, the most frugal foods are the more healthy foods that […]

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plan a successful retirement

6 Things You Need to Do to Prep for Retirement

Everyone wants to have a good retirement. But you can’t expect to have a comfortable retirement without putting in some legwork ahead of time. There’s a wide variety of things you need to consider in order to get ready for your golden years. Here are six things you need to do to prep for retirement. […]

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start investing in your early years

Securing a Stable Future: 4 Reasons Why You Should Start Investing in Your Early Years

There are many reasons it takes people decades to learn how to invest. Maybe they weren’t financially stable enough or they didn’t know how to do it properly. Whatever the reason, it’s never too soon or too late to begin investing in your portfolio. But if you can start sooner rather than later, you’ll be […]

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best auto insurance provider

How to Pick the Best Auto Insurance Provider

Thousands of car crashes happen on our roads every day so motorists should start taking auto insurance more seriously. And that’s not because it’s required by state laws. Auto insurance can help secure your future by protecting your financial health. It all boils down to the type of insurance coverage you will be getting for […]

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Paying Heavy Taxes? Here’s What You Can Do To Save on Taxes In The New Year

Nobody likes to pay tax, but it’s unavoidable, and you’ll need to make your payments on-time to avoid penalties. However, it’s important to remember that there are some key ways you can reduce your tax liability. There are plenty of options and tax planning strategies available to help you do this.  Today, we’re going to […]

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types of financial derivatives

A Guide to the Types of Financial Derivatives

A derivative can be referred to as a contract that gets or derives its worth from the functioning of the underlying asset. The underlying asset is an index rate or a benefit and commonly referred to as an underlying asset. Derivatives can often be utilized on many platforms and reasons which include hedging, they can […]

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Why Small Businesses Depend on General Liability Insurance

Small business owners are always looking for the most economical way to run their companies. After all, profitability depends on maximizing revenue and minimizing operating expenses; pursuing one without the other is counterproductive. So, entrepreneurs are always seeking out ways they can cut costs without cutting the quality of work they’re doing. It might be […]

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right type of life insurance

Do You Have the Right Type of Life Insurance?

Adults who want to buy life insurance have a lot of options. Depending on your needs, you can select from at least a half-dozen different kinds of policies. Sometimes it’s said that there are just three types of life insurance, but in reality, there are at least a dozen different variations and combinations of the […]

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What Are Personal Loans and Why Do People to Take Them Out?

Millions of people take on debt every year. As a matter of fact, no matter which age group you’re in, chances are you have at least $10,000 in debt weighing against your net worth. With all of this tough talk against debt that you hear in the news today, it’s a wonder why anybody takes […]

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NYC on a budget

How to Plan a Day in NYC on a Budget

Heading to the Big Apple? Well, it’s notorious for being one of the most expensive cities in the world, and certainly the most expensive city to visit in the US. Here are some tips for planning a day in NYC on a budget without worrying about money. Getting Around New York cabs are expensive, so […]

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Smartphone Theft

Smartphone Theft: How to Deter Thieves and Protect Your Data

In a world where smartphones have become an integral part of our working and social lives, the threat of smartphone theft has been getting greater and greater. According to Consumer Reports National Research Center, 2.1 Million cell phones were stolen in the U.S. last year with another 3.1 Million cell phones reported as being lost. Theft […]

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Proven Strategies to Build a More Resilient Business

While a lot is said about business resilience and continuity planning, and the importance of a company being agile and responsive; in the end it all boils down to one simple goal – being able to continue to serve your customers even when times get tough. Business resilience is about rolling with the punches and […]

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poor money management

How Poor Money Management Can Ruin Your Chance to Build Wealth

You’ve probably heard of the saying, ‘earn like the rich and spend like the poor.’ The rich remain rich by spending like the poor while the poor stay poor because they try to emulate lavish lifestyles. Money management is crucial for both low and high income earners. According to author Elizabeth Warren’s 50/20/30 budget rule, […]

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Money Saving Tips: This Home buying Mistake Can Cost You Thousands

Buying a home in the winter? Ask for an escrow account for seasonal repairs. Buying a home in the middle of winter may seem like a mistake. After all, who wants to trudge through the cold looking at homes? There are typically less buyers in the winter months and that means sellers are often motivated […]

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How a Good Credit Score Can Help You Reach Life’s Milestones

Life is full of ups and downs but While having a good credit score can’t lessen the impact of every difficulty, it certainly can help make reaching your financial goals easier. So how much does bad credit cost you? Bad credit can literally cost you thousands of dollars over the long-term in higher interest charges, […]

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7 Tips to Reduce Your Surety Bond Cost

Surety bonds are a required part of doing business across many different industries, from construction and auto dealerships, to mortgage brokers and money transmitters. Having a surety bond in place not only fulfills licensing requirements in several states, but it also offers protection for consumers. When a claim is made against a surety bond, the […]

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paying your taxes-min

Tax Tips: Understanding The IRS Underpayment Penalty

When you are filling out your tax returns this year, you may be surprised to realize that you’ve been hit with quite a large penalty without realizing it. Since this will more than likely be because of a failure to pay all of your taxes, this is what is called an underpayment penalty. To figure […]

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thoughtful and frugal

On Being Thoughtful and Frugal

When you hear the word “frugal,” you immediately think of the word cheap or being financially poor. People who tell you that they must learn to be more frugal are thought to have no life or they are about to file bankruptcy. These connotations are absolutely false! Many individuals enjoy shopping and they often express […]

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C Corp vs S Corp-min

C Corp Versus S Corp: Which Is The Better Business Structure?

An S Corporation is a business that passes the income through individual shareholders who will then divide the losses or profits. And for that reason, the federal tax will come in the form of individual taxes instead of the business being taxed as a whole. This will, therefore, make it a tad easier for the […]

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little entrepreneur

Financial Literacy Tips for Your Little Entrepreneur

Not all children want something right then and there. Some kids have an astounding ability to be patient, save up, just to get the toy, or big ticket item they want most! They can’t figure it all out on their own however, so you’ll have to do a little research on how to help your […]

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notarized document-min

Common Questions When You Require A Notarized Document

Have you ever had a document notarized? Do you know or understand the reasoning behind it and the benefits involved? If it is a rare mystery to you, then maybe the information below can help. Having a notary public witness can offer an extra layer of protection against identity theft and fraud. By having a […]

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How To Decide What Internet Speed You Need For Your Home

Nobody wants to have a slow internet connection; however, going too high will raise your cost to a point where it might be too expensive. However, it’s not just your internet speed that makes a difference in your download speeds. How much bandwidth you have can affect how fast your internet connection actually is. For […]

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make fast money in your spare time

How to Make Fast Money in Your Spare Time

How you spend your weekends can have a serious impact on your financial stability. Are you one to go out every weekend, spending money on food, drinks, and entertainment? Or are you the kind of person who prefers to spend the weekends recouping from a busy week filled with long days at work? No matter […]

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Estate Planning Basics – What You Need to Know

Have you ever thought about what would happen if you became incapacitated or died?  What would happen to your home and other assets?  Do you have a will and does your spouse know what your final wishes are?  These are very difficult questions for most of us to talk about but think about how difficult […]

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Credit report with score on a desk

How to Improve Your Credit Score Fast in 5 Easy Steps

Make Payments Before Due Date Payment history has the single largest impact on credit score so you want to make sure you are paying your bills on time. In fact, scheduling your payments to pay on the due date might negatively affect your credit rating. For example, if a due date falls on a weekend […]

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invest it online

Spare Cash? Invest It Online with these Robo Advisor Alternatives

If you’re a frequent reader here, you probably already know a thing or two about saving money. But have you ever considered investing your money? While your local banks may offer a number of different savings accounts, interest rates are minimal and your money has to stay in these accounts for long periods of time […]

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drowning in debt

Drowning in Debt? Here’s How to Start Climbing Out of Debt

Utilizing credit to cover life’s major expenses or unexpected bills is common among Americans. Taking on debt makes it easier to manage a significant financial burden when the savings just isn’t there. Unfortunately, leaning too heavily on credit can create a mountain of debt that feels impossible to move. If you feel like you’re drowning […]

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owning a car

The Pros and Cons of Owning a Car

The world got a lot smaller when Henry Ford introduced the Model T in 1908. It brought freedom and independence to people who were long bound to their homes by circumstance. Rural folks were able to travel beyond the next town, and they could pursue new opportunities in work, travel, and education. City dwellers, able […]

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minimize home expenses

How to Minimize Your Home Expenses

Owning a home can give you a sense of accomplishment in life and the possibility of building equity as you make your monthly mortgage payments. But as always, freedom usually is accompanied by responsibilities. If you bought your house through a mortgage, your major responsibility will be to ensure that you make your monthly repayments […]

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debt written off

Looking to Get Your Debt Written Off? Here Are 6 Questions You Need to Ask Yourself First

Writing Off Debt Can Affect Your Credit so It’s Important to Research Your Options  If you are worried about paying the bills, you are not alone.  Americans are drowning in debt and the problem is getting worse. Recent Federal Reserve statistics revealed that consumer spending increased by 5.25% in the 3rdquarter of 2018.  The rate of revolving […]

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party on a budget

How To Throw A Fun Party On A Budget

There are many people who would love to throw a fun party at their homes with their friends and family, but don’t because of the high perceived cost of doing so. While it is true that some parties can be expensive, it’s also true that you can throw a DIY party that is equally as […]

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market a small business

4 Ways to Effectively Market a Small Business

  Marketing your small business can build a brand following and increase sales revenue. Having an effective marketing strategy is key to that success and even though there are numerous marketing strategies, they all have the common goal of convincing people to purchase your product or service.  Most businesses do not have unlimited funds for […]

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Side-Business Ideas to Earn Extra Money

    Image credit: Le Buzz   There are many interesting ways how to save or invest your money, but what about earning more? It’s hard to figure this out, especially if you’re working full time – then the only possible way to get more money seems to be the promotion at work. Which is […]

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term life insurance

Why Term Life Insurance Is an Option Worth Considering

  When the time comes to look at life insurance and all the different options, it can be challenging to determine not just how much coverage you need, but what life insurance plan is the best option for you. You have two main options for coverage, permanent insurance or term life insurance. Both have their […]

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using credit cards responsibly

Using Credit Cards Responsibly: The Double Edge Sword Explained

Depending on your credit habits, you either have a love or a hate relationship when it comes to credit cards. If you love them, it’s likely because you’ve found a card that offers you a top notch rewards program or a low interest rate. With the right credit card you can travel for free or […]

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penny stock traders

The Best Brokers for Penny Stock Traders

  Penny stock traders have unique requirements when it comes to selecting a broker. Since most penny stocks trade below $5, fees must be minimal, and multiple trades must be supported. Take a look at this list of the best brokers for penny stock traders in 2018.   Robinhood Robinhood is the only broker that […]

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owning a home

The Hidden Costs of Owning a Home

Owning a Home – Investment or Expense? Owning a home has long been the American Dream.  A recent survey by the National Association of Homebuilders (NAHB) uncovered that 75% of Americans still believe that owning a home is the best long-term investment they can make.  According to a recent report by CoreLogic, negative equity peaked […]

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Activities to Tick Off Your Bucket List When Traveling in Utah

  Utah, a classic gem to all who visits the state. This place offers a wide range of activities for kids and kids-at-heart, for passersby, for enthusiasts, and road trippers. If you are on the lookout for top things to do in Utah, then adventure, splendour, and a rich culture await you. Add up to […]

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Top Travel Tips for Those Traveling to the United States

The United States continues to be one of the top travel destinations in the world for good reason. The U.S. has some of the most scenic landscapes that you will find along with popular tourist attractions such as The Grand Canyon, Yellowstone and Yosemite National Parks. There has never been a better time to book […]

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save money on auto insurance

Learn How to Save Money on Auto Insurance

The cost of auto insurance is very high. Insurers have increased their premiums in order to protect their valuables and, still, many of them do not make a profit. These premiums can vary by hundreds of dollars. Motor insurance continues to remain the biggest and most expensive nuisance. The good news is that, with the […]

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saving money for your dream trip

The Ultimate Guide to Saving Money for Your Dream Trip

Everyone has a trip on their bucket list that they have been dreaming to have since they were little. However, back then you had no idea that money is a big inconvenience that can stop you from fulfilling your wish, you were just thinking about how amazing it is going to be when you reach […]

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hr tips for small to medium sized businesses

HR Tips for Small to Medium Sized Businesses

For small to medium businesses struggling to remain competitive and keep their cashflow healthy, HR often becomes an afterthought, or something you only address when an issue has already arisen. Not only can this cause ill-will in the workplace and affect productivity, in the worst-case scenario it can land employers in serious legal and financial […]

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5 Common Pitfalls to Avoid When Getting Camper Loans Online

Many individuals are on board with the idea of purchasing a recreational vehicle and hitting the road. It used to be only an elderly thing but nowadays, almost everybody embraces the idea.   Think about the level of freedom it offers, the convenient lifestyle it gives you, the flexibility and much more. So many people have […]

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Skill Selection – How to Build a Highly Skilled Team from Across the Globe

Engaging in global business operations is a big step, so it’s important to understand how to best approach this brand of business entrepreneurship. It’s all well and good to try and re-create the attributes of a physical, regionally centered work team cross-globally, but adapting to the fluidity and mobility that this digital age provides, can […]

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