Buying a new home is a monumental decision for any person, and it’s easy to feel overwhelmed by this huge financial burden. While the prospect of home ownership is enticing to many people, failing to prepare for mortgage payments will lead to more harm than good. That’s why it’s important to know some techniques on […]
Jean Chatzky Interview: Helping People Make Smart Money Decisions
Jean Chatzky is an award-winning journalist, best selling author, and the Financial Editor of NBC’s Today Show. She has a knack for taking complicated financial concepts and breaking them down in a way the rest of us can understand. Recently, Chatzky teamed up with Cleveland Clinic wellness expert Dr. Mike Roizen to co-author the book AgeProof: […]
Top 11 Jobs You Can Land with an Associate Degree
With the average cost of a four year degree costing upwards of $38,000, more students are looking into careers that require an associate degree. Not all programs will prepare candidates for the necessary certification and licensing requirements so carefully researching whether the program is accredited is essential. Here is a list of the top 11 […]
1 Minute Money Tip: How Budgeting Can Help Build Wealth
One of the most effective ways to add to your monthly savings and build wealth is to use a budget. I know what you’re thinking. Been there, done that! Well if you have struggled with saving money, you are not alone. Unfortunately, most Americans can’t afford an unexpected $400 expense let alone having the […]
When Should You Take Out a Loan to Pay Down Other Debts?
It’s practically a commandment of sound financial management that you should never throw good money after bad. And that means never taking out a loan to pay down debts, because in so doing you just create a cycle of more debt, more stress, and less control over your own finances. Like all rules, though, this […]
11 Things You Can Do to Punch Debt in the Face
Do you find yourself living from paycheck to paycheck and unable to save for the future? The average American household has a little over $137,ooo in debt so you certainly are not alone in the fight against debt. Here are 11 things you can do to punch debt in the face and win. Let Go of Expensive Habits […]
When is it OK to Blow the Budget?
Blowing the budget? I knew right away that this was going to be a controversial topic but felt it was an important enough issue for a lot of people so I felt compelled to write about it. When is it OK to blow the budget? Ultimately that is for you to decide but I say […]
Top 5 Factors That Will Lower Your Credit Score the Fastest
A good credit score can affect everything from the interest rate you pay on loans to whether you land that dream job. On the other hand, there are lots of things that can negatively affect your credit score and knowing what factors can impact it is important. We’ve put together a list of the top […]
