retirement annuity

Saving for Retirement- Reasons to Consider a Retirement Annuity

In today’s economic climate, social security payments are often less than what many of us spend on mortgage payments or monthly grocery shopping. Unless you’re extremely frugal and can live on this paltry sum, saving for retirement, is more necessary than ever.    It’s not always easy to recognize the benefits of saving now and […]

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party on a budget

How To Throw A Fun Party On A Budget

There are many people who would love to throw a fun party at their homes with their friends and family, but don’t because of the high perceived cost of doing so. While it is true that some parties can be expensive, it’s also true that you can throw a DIY party that is equally as […]

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market a small business

4 Ways to Effectively Market a Small Business

Marketing your small business can build a brand following and increase sales revenue. Having an effective marketing strategy is key to that success and even though there are numerous marketing strategies, they all have the common goal of convincing people to purchase your product or service.  Most businesses do not have unlimited funds for marketing […]

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collect social security

Retirement Age and When to Collect Social Security

This article has been updated for the tax year 2019 Deciding when to retire can have financial consequences for you and your family for many years. Delaying retirement age and taking Social Security Benefits later not only increases your monthly benefit but may also allow you the opportunity to employ powerful benefits management strategies. Some […]

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protect yourself

How to Protect Yourself When Traveling

Whether you are traveling within your home country or traveling abroad, it’s always a good idea to plan ahead for your own protection and for the protection of your loved ones.  The wise teacher Dalai Lama once said: “Once a year go someplace you’ve never been before.”  Traveling the world to see the sites is […]

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owning a home

The Hidden Costs of Owning a Home

Owning a Home – Investment or Expense? Owning a home has long been the American Dream.  A recent survey by the National Association of Homebuilders (NAHB) uncovered that 75% of Americans still believe that owning a home is the best long-term investment they can make.  According to a recent report by CoreLogic, negative equity peaked […]

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jobs you can land with an associate degree

Top 11 Jobs You Can Land with an Associate Degree

With the average cost of a four year degree costing upwards of $38,000, more students are looking into careers that require an associate degree. Not all programs will prepare candidates for the necessary certification and licensing requirements so carefully researching whether the program is accredited is essential. Here is a list of the top 11 […]

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electric car charging

Electric Car Charging Could Provide a Major Acceleration for the Demand of New Build Homes

The UK government has called for a new initiative for all new cars to be either electric or hybrid by 2040, presenting a major implication for the current UK housing industry. Introducing the new ‘Road to Zero’ strategy is set to be phased over the next 20 years,which will ultimately lead to a complete ban […]

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debt written off

Looking to Get Your Debt Written Off? Here Are 6 Questions You Need to Ask Yourself First

Writing Off Debt Can Affect Your Credit so It’s Important to Research Your Options  If you are worried about paying the bills, you are not alone.  Americans are drowning in debt and the problem is getting worse. Recent Federal Reserve statistics revealed that consumer spending increased by 5.25% in the 3rdquarter of 2018.  The rate of revolving […]

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