NYC on a budget

How to Plan a Day in NYC on a Budget

Heading to the Big Apple? Well, it’s notorious for being one of the most expensive cities in the world, and certainly the most expensive city to visit in the US. Here are some tips for planning a day in NYC on a budget without worrying about money. Getting Around New York cabs are expensive, so […]

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Smartphone Theft

Smartphone Theft: How to Deter Thieves and Protect Your Data

In a world where smartphones have become an integral part of our working and social lives, the threat of smartphone theft has been getting greater and greater. According to Consumer Reports National Research Center, 2.1 Million cell phones were stolen in the U.S. last year with another 3.1 Million cell phones reported as being lost. Theft […]

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Proven Strategies to Build a More Resilient Business

While a lot is said about business resilience and continuity planning, and the importance of a company being agile and responsive; in the end it all boils down to one simple goal – being able to continue to serve your customers even when times get tough. Business resilience is about rolling with the punches and […]

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poor money management

How Poor Money Management Can Ruin Your Chance to Build Wealth

You’ve probably heard of the saying, ‘earn like the rich and spend like the poor.’ The rich remain rich by spending like the poor while the poor stay poor because they try to emulate lavish lifestyles. Money management is crucial for both low and high income earners. According to author Elizabeth Warren’s 50/20/30 budget rule, […]

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Money Saving Tips: This Home buying Mistake Can Cost You Thousands

Buying a home in the winter? Ask for an escrow account for seasonal repairs. Buying a home in the middle of winter may seem like a mistake. After all, who wants to trudge through the cold looking at homes? There are typically less buyers in the winter months and that means sellers are often motivated […]

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How a Good Credit Score Can Help You Reach Life’s Milestones

Life is full of ups and downs but While having a good credit score can’t lessen the impact of every difficulty, it certainly can help make reaching your financial goals easier. So how much does bad credit cost you? Bad credit can literally cost you thousands of dollars over the long-term in higher interest charges, […]

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owning a home

The Hidden Costs of Owning a Home

Owning a Home – Investment or Expense? Owning a home has long been the American Dream.  A recent survey by the National Association of Homebuilders (NAHB) uncovered that 75% of Americans still believe that owning a home is the best long-term investment they can make.  According to a recent report by CoreLogic, negative equity peaked […]

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Applying for a Car Loan? Here’s How to Lower Your Auto Costs

Americans love their automobiles and are willing to use financing in record amounts to acquire them. Roughly 85% of Americans who purchased a new car in the last six months used financing, either a lease or a car loan. Buying a car is typically the second largest purchase behind a home for most people and […]

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Buy, Lease, or Subscribe: Which Auto Option is Best Suited to Your Needs?

  What’s your dream car? Mine is a 1988 Porsche 911. When you’re thinking about your new ride, you’re more than likely just imagining yourself behind the wheel. But how are you going to make it happen?   Do you see yourself in this car for as long as you can fathom, or is it […]

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fix your finances

4 Ways to Fix Your Finances

Regardless of the rhetoric that you often hear, for most people, the amount of money in the bank is not completely unrelated to happiness. While the relationship is not necessarily direct, and more money does not necessarily translate to more happiness, studies indeed suggest a correlation. According to the research, there appears to be an […]

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How Couples are Saving Money on Car Insurance

Marriage offers a slew of benefits, many of which are difficult to quantify. Married couples have access to one another in the hospital at all times and can make vital medical decisions. Spouses can receive Social Security, Medicare, disability, and other benefits, and they automatically receive part of their partner’s estate if they pass away. […]

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Tips for Managing Your Forex Trades Like a Pro Trader

Every trader wants to become successful in the Forex trading business. You might have extensive knowledge about this trading industry but without having proper control over the trades, you are most likely to lose money. The experienced traders often consider trade management skills as the most important part of the trading business. If you want […]

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7 Customer Service Tips for Business Strategy Success

Your customers form the backbone of your business. Because of them, your business grows. That’s why you need excellent customer service. It builds customer loyalty, improves customer retention and assists your long-term growth and success. As part of your successful business strategy, implement seven customer service tips today. Meet Needs In an effort to achieve […]

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Top 5 Steps to Help SME’s Get Business Loans

Small businesses are usually lean on capital. Lack of adequate funding pushes most SME owners to business loans. It can be difficult for small businesses to get approved for a loan given strict lending standards imposed by banks. However, outside financing is an extremely important source of funding for small business loans for startups & […]

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lab created diamond

Gemstone Investing: Lab-Created Diamonds vs Natural Diamonds

Differences between lab-created diamonds and real diamonds Diamonds are expensive and depending on the quality, can retain their value in the long run. That alone makes them great for investing, and the best part is that you can choose from a wide array of designs too. You have natural diamonds and lab created diamonds. But […]

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Gold IRA

How a Gold IRA Can Add Diversification to Your Portfolio

Diversification is the best strategy to reduce risk in your portfolio. By spreading your investments among different types of investments and sectors, you can minimize the impact of market volatility caused by external events on your return over the long-term.  Another form of diversification is to invest in different asset classes such as stocks, bonds, […]

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