organize a home office

Helpful Tips to De-Clutter and Organize a Home Office

Getting organized is no easy task. While some people are much better at it than others, most often it can become an easier task when there are tools to help organize the clutter. When looking at the best plans to handle clutter, setting out a plan to tackle it can be especially helpful. The first […]

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estate planning basics

Estate Planning Basics – What You Need to Know

Have you ever thought about what would happen if you became incapacitated or died?  What would happen to your home and other assets?  Do you have a will and does your spouse know what your final wishes are?  These are very difficult questions for most of us to talk about but think about how difficult […]

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building a brand

5 Ways Small Businesses Can Build a Brand

Having a strong brand accelerates the growth of small businesses. When you have a strong reputation, it is easier to generate leads, increases conversion rates, empowers you to command a premium price, attracts superior talent, and assists in obtaining high value partnerships including potential investors. Sounds great, right? Where do you sign up? Great grands […]

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How to Improve Your Credit Score Fast in 5 Easy Steps

Make Payments Before Due Date Payment history has the single largest impact on credit score so you want to make sure you are paying your bills on time. In fact, scheduling your payments to pay on the due date might negatively affect your credit rating. For example, if a due date falls on a weekend […]

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7 Simple Ways to Improve Your Credit Score

Use These Strategies to Improve Your Credit Score Do you have a poor credit rating and need a loan or credit card? It’s actually a fairly common problem – but one that can be fixed. While repairing a poor credit score can’t necessarily be done overnight, these tips should be enough to get you started […]

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fight credit fraud

Fight Credit Fraud with These Free Services

Identity theft is a massive problem in the United States. Consumers reported over $915 Million is losses to fraud in 2017 and that number is probably higher given the fact that many instances of fraud are not reported. There are many companies out there that provide identity protection and credit protection services for a fee […]

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drowning in debt

Drowning in Debt? Here’s How to Start Climbing Out of Debt

Utilizing credit to cover life’s major expenses or unexpected bills is common among Americans. Taking on debt makes it easier to manage a significant financial burden when the savings just isn’t there. Unfortunately, leaning too heavily on credit can create a mountain of debt that feels impossible to move. If you feel like you’re drowning […]

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kid roth ira

How a Kid Roth IRA Can Make Your Child a Millionaire

Scenario: Your teen has a part-time job during the year and has saved most of their earnings. Is a Roth IRA the best investment option? How much can they contribute each year? Can a parent contribute to a Kid Roth IRA? Benefits of a Kid Roth IRA A Roth IRA allows your child to contribute […]

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debt ratio

Personal Financial Ratios Everyone Should Know

Do you know what your debt to income ratio is? It is probably one of the most important personal financial ratios around and is one factor in determining your credit rating, the interest rates you pay, and directly effects how much discretionary money you have to spend. Personal Savings Ratio Personal Savings Ratio = Monthly […]

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tax law changes

Top 6 Tax Law Changes for 2018

 This is a guest post written by Paige from the Fairy Tax Mother blog. There are numerous changes to the 2018 tax year thanks to the Tax Cuts and Jobs Act. Commonly know as TCJA (pronounced tick-ja by nerdy tax accountants).  There are changes to both individual and corporate tax law that are being implemented in […]

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owning a home

The Hidden Costs of Owning a Home

Owning a Home – Investment or Expense? Owning a home has long been the American Dream.  A recent survey by the National Association of Homebuilders (NAHB) uncovered that 75% of Americans still believe that owning a home is the best long-term investment they can make.  According to a recent report by CoreLogic, negative equity peaked […]

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student loan debt

5 Strategies for Managing Student Loan Debt After Graduation

Graduating students who have taken out student loans are often in for a bit of a surprise soon after graduation. Reality starts to sink in once you receive your first student loan bill in the mail. The average amount of student loan debt is in the $33,000 range and 1 in 5 students graduate owing […]

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5 FinTech Apps That Are Changing the Financial World

FinTech (Financial Technology) is an industry that is making a big splash in the financial sector. For those who have never heard of FinTech, it encompasses the use of computers and many other forms of technology to improve, support, and enable banking and financial institutions to provide better financial services to their customers. Since the […]

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frugal living

Show Your Hard-Earned Dollars Some Love: Ideas for Being Frugal

Now more than ever people are looking to save a buck by cutting corners here or there. It seems like more than ever it matters where the dollars go and getting the most bang for your buck is the goal. Listed below are a few tips that can help you move along on your journey […]

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make fast money in your spare time

How to Make Fast Money in Your Spare Time

How you spend your weekends can have a serious impact on your financial stability. Are you one to go out every weekend, spending money on food, drinks, and entertainment? Or are you the kind of person who prefers to spend the weekends recouping from a busy week filled with long days at work? No matter […]

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