applying for a car loan

Applying for a Car Loan? Here’s How to Lower Your Auto Costs

Americans love their automobiles and are willing to use financing in record amounts to acquire them. Roughly 85% of Americans who purchased a new car in the last six months used financing, either a lease or a car loan. Buying a car is typically the second largest purchase behind a home for most people and […]

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expensive taste

Expensive Taste? 6 Keys to Reign In Splurging on Luxury Items

For most people, sticking to a budget or trying to save money are difficult chores — as is evidenced by the credit card debt that exists in the United States — but if you’re someone with expensive taste, it can be especially hard. Whether you prefer the best in wine, shoes, or jewelry, having an […]

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balanced life

3 Steps to a More Balanced Life

Having and maintaining a balanced life are important. In a previous article about 8 ways to overcome the fear of success, maintaining a balanced life is an essential part of achieving the success you have always wanted. It helps you get to the level you want to be without sacrificing other parts of your life. […]

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buy lease

Buy, Lease, or Subscribe: Which Auto Option is Best Suited to Your Needs?

  What’s your dream car? Mine is a 1988 Porsche 911. When you’re thinking about your new ride, you’re more than likely just imagining yourself behind the wheel. But how are you going to make it happen?   Do you see yourself in this car for as long as you can fathom, or is it […]

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be frugal

3 Things You Don’t Want to Be Frugal About

  Whether you’re saving up for something special, paying off some debt, or just don’t want to spend ridiculous prices for a brand name, being frugal is beneficial for the bank account. Some days we can’t afford the prices that are out there. But being frugal doesn’t mean you are being cheap. It also doesn’t […]

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fix your finances

4 Ways to Fix Your Finances

Regardless of the rhetoric that you often hear, for most people, the amount of money in the bank is not completely unrelated to happiness. While the relationship is not necessarily direct, and more money does not necessarily translate to more happiness, studies indeed suggest a correlation. According to the research, there appears to be an […]

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door with key

Want A New Home? 5 Smart Ways to Save Money on Your Mortgage

Buying a new home is a monumental decision for any person, and it’s easy to feel overwhelmed by this huge financial burden. While the prospect of home ownership is enticing to many people, failing to prepare for mortgage payments will lead to more harm than good. That’s why it’s important to know some techniques on […]

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Jean Chatzky Interview: Helping People Make Smart Money Decisions

Jean Chatzky is an award-winning journalist, best selling author, and the Financial Editor of NBC’s Today Show.  She has a knack for taking complicated financial concepts and breaking them down in a way the rest of us can understand. Recently, Chatzky teamed up with Cleveland Clinic wellness expert Dr. Mike Roizen to co-author the book AgeProof: […]

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Top 11 Jobs You Can Land with an Associate Degree

With the average cost of a four year degree costing upwards of $38,000, more students are looking into careers that require an associate degree. Not all programs will prepare candidates for the necessary certification and licensing requirements so carefully researching whether the program is accredited is essential. Here is a list of the top 11 […]

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1 Minute Money Tips_ How Budgeting Can Build Wealth

1 Minute Money Tip: How Budgeting Can Help Build Wealth

  One of the most effective ways to add to your monthly savings and build wealth is to use a budget. I know what you’re thinking. Been there, done that! Well if you have struggled with saving money, you are not alone. Unfortunately, most Americans can’t afford an unexpected $400 expense let alone having the […]

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take out a loan

When Should You Take Out a Loan to Pay Down Other Debts?

It’s practically a commandment of sound financial management that you should never throw good money after bad. And that means never taking out a loan to pay down debts, because in so doing you just create a cycle of more debt, more stress, and less control over your own finances. Like all rules, though, this […]

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punch debt

11 Things You Can Do to Punch Debt in the Face

 Do you find yourself living from paycheck to paycheck and unable to save for the future? The average American household has a little over $137,ooo in debt so you certainly are not alone in the fight against debt. Here are 11 things you can do to punch debt in the face and win. Let Go of Expensive Habits […]

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When is it OK to Blow the Budget?

Blowing the budget?  I knew right away that this was going to be a controversial topic but felt it was an important enough issue for a lot of people so I felt compelled to write about it.   When is it OK to blow the budget?   Ultimately that is for you to decide but I say […]

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