There is no magic trick to retiring comfortably. This can be hard to accept. It is human nature to rely on fate. We often look for a quick and easy solution to a problem that may require a plan, commitment and time. By following these 5 principles of investment you may increase the probability of […]
Frugal Tips for Pet Owners
If you are on a limited budget, but you still want to have a furry friend, it’s possible if you plan ahead and make smart choices. Owning a pet can be costly, but it’s entirely doable to be a frugal pet owner. It’s also important to be a responsible pet owner no matter […]
A Guide to Tax Credits for Education
This post has been updated as of August 2017 With the cost of college increasing an average of 7% per year, tax credits such as the American Opportunity Credit and the Lifetime Learning Credit can help to defray some of the cost. A four year college degree continues to be a good investment, however […]
6 Important Car Financing Tips for Millennials
Buying or financing a car is not the easiest thing in the world, and a lot of millennials are slowly realizing this now. You are now done with school and you have finally landed your first job, and now, the pressure is on for finding the best wheels in the market. Having your own car […]
Save Money with a Credit Card that Really Rewards You with Cash Back
Cash back credit cards offer what appears to be free money to account holders. The premise of a cash back card is simple: spend money on a credit card, and you will receive a percentage of your expenditures in the form of cash back. This can range anywhere from 1% to 5%. The precise amount […]
The 5 Components of a Perfect 401k
For the average American, managing a 401k sounds like a painfully complicated problem that haunts you for a lifetime. That’s because in most cases, it is! Have no fear – with the correct guidance and knowledge, 401k management can be a piece of cake, even for a beginner. After all, it’s a retirement plan that […]
Great Ways to Save Money on Your Next Used Car
Looking to save some bucks on your next car? Feeling stressed about having to make that big decision about what car is best for you? Consider buying used. We all know that buying used costs less than buying new; after all, new-car values drop the minute you drive off the lot in your shiny, latest-edition. […]
Practical Ways to Save Money as a Student
Saving money as a student should be at the top of your list of things to do this year if you’re at university or studying a course from home. There isn’t much help for students who fall into a monetary crisis after they’ve finished their course. Usually, the only way out of trouble is […]
Find Extra Cash Without Earning More: How a DIY Approach Can Stretch Your Money
If you’re the sort of person who always pays someone else to fix your broken things, you could be spending too much money. In fact, if you learned to manage a few DIY skills, you might have more money to stash in the bank. Stretch Your Money by Saving Money on Home Repairs Squeaky […]
4 Ways to Effectively Market a Small Business
Marketing your small business can build a brand following and increase sales revenue. Having an effective marketing strategy is key to that success and even though there are numerous marketing strategies, they all have the common goal of convincing people to purchase your product or service. Most businesses do not have unlimited funds for marketing […]
Stop Wasting Money on These Items Now
Our lives are moving so fast each day, with work, family, a social life, that maybe we don’t even know how many wasteful items we are spending our hard-earned money on each day. While that may be true for some, I think for most it is just the ease of the grab-and-go, being financially lazy […]
Gap Insurance – What is it? and Do I Need it?
What is Gap Insurance? When you purchase a new vehicle, the minute you drive it off the lot the value of the vehicle depreciates, up to 30% depending on the make and model. If you purchase a vehicle and finance it with less than 20% down you just might be upside down the minute you […]
The Value of One Dollar Around the World
Since the early 2000’s, traveling Americans have had to endure steep costs due to the struggling value of the U.S. Dollar. Not that long ago the exchange rate for the British pound and the Euro was 2:1. With the economic state the dollar was in it made it difficult for Americans to travel to many […]
Knowing the Best Time to Buy Can Save You Big Money
Knowing the best time to buy is often tied to when retailers are making room for new product models or around seasonal shopping holidays. Shopping for big ticket items Use the month by month guide below to see when the most popular consumer products are on sale. In addition, here are some shopping tips and […]
Millennials and Money – Managing Financial Stress
Money tops the list for causing stress among Americans and especially Millennials according to a new report from the American Psychological Association. Millennials lead all age groups when it comes to money worries edging out Gen Xers (5.5 on a 10 point scale vs 5.4 for Gen Xers, Boomers 4.5 and Matures 3.5). In fact, […]
How to Travel to California on a Budget
California is one of those destinations that a lot of people dream about traveling to. They come from all around the U.S. and the world, and the state is just so diverse in its offerings. From the Giant Redwood forests of the northern part of the state to the stunningly rugged coastline in the middle […]
How to Avoid Financial Difficulties When Starting a Healthcare Organization
Are you in the process of starting a healthcare-related business? If you are, it’s crucial to get to grips with the financial side of your new business as soon as you possibly can. Follow the tips below, so that you don’t experience the financial difficulties that often affect organizations in the healthcare sector. Royalty Free […]
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