Using-a-Personal-Loan-to-Payoff-Debt

7 Tips to Consider When Using a Personal Loan for Paying Off Debt

Ever since the COVID-19 pandemic broke out, a lot of people are now staying indoors. Staying indoors greatly limits social interaction, which is a crucial way to spread the virus. Because of the lock down regulations, many people have lost their jobs. Even businesses are having a hard time keeping their doors open. Due to […]

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save money around the house

25 Ways to Save Money Around the House

Everyone knows the famous Benjamin Franklin saying, “a penny saved is a penny earned.” In these unprecedented times it is more important now than ever to make sure your buck goes the extra mile. Recently due to COVID-19, people across the globe are facing tough times financially and  to help we we have outlined various […]

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employers who pay overtime

Approved Strategies for Handling Employers Who Pay Overtime

Employees have a duty to their employers, but this comes with the responsibility of the employer to ensure fair compensation in salaries and wages. While many people seeking employment would love to learn how to get an entry level job with no experience, the reality is the job market is competitive. In the highly competitive […]

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Van-Life

Van Life – How to Budget and Get Started

You may have come across #vanlife on one of many social media platforms. Or you may have stumbled upon a YouTube channel that provides insight into this new, nomadic way of life that millennials are embracing. It’s a mini-phenomena that’s made its presence known with over 7 million search results on Instagram. And, if you’re […]

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financial worry

How Minimalism Eases Financial Worry

There’s a certain beauty to simplicity. Freedom of choice is great, but sometimes too many options can become overbearing and make life difficult. Especially when it adds to financial worry. And, the countercultural movement known as – minimalism, has begun to gain ground in recent years. People in jeans and black T-shirts. You’ve seen them. […]

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declaring student loan bankruptcy

Will Declaring Student Loan Bankruptcy Discharge Your Student Debt?

While filing Chapter 7 bankruptcy will eliminate the majority of debts, there are specific exceptions. Even though student loans are not automatically discharged during a bankruptcy proceeding, there are strategies that can be used to wipe out student loan debts. A Little History on Student Loan Debt In the past, students rarely incurred the levels […]

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make financial ends meet

Struggling for Money? Here are 9 Ways to Make Financial Ends Meet

The struggle for money can be very stressful, especially with the unending financial needs that always demand satisfaction. You may be forced to compromise other necessities when trying to satisfy some of the pressing needs. In such situations, stress and depressions could be inevitable. And these can only get worse, and the results might do […]

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keep your family safe

How to Keep Your Family Safe if Something Happens to You

When we’re young, in our 20s and 30s, we often think we’re immune from illness and injury. It’s reflected in the numbers: Only about a third of people ages 21-40 have disability insurance. However, unless someone is independently wealthy, it could be one of the most important forms of insurance to have, especially at a […]

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expensive to insure

What’s More Expensive to Insure, a Car or a Truck?

When you think about the specifics of a given vehicle, there are a lot of features that you need to consider. One of the most important things you should think about is what the insurance package will include in the coverage of your vehicle. After understanding what the package includes, you’ll begin to think about […]

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applying for installment loans

5 Benefits of Applying for Installment Loans Online

Not everyone is financially ready with this COVID-19 pandemic that caused us to lockdown. Our savings could have run out before it ends. How are we going to survive? Perhaps, one of the solutions that some of us are looking out is to borrow on credit. Today, due to the prevalent use of the internet, […]

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eating healthy and saving money

Why Eating Healthy and Saving Money Don’t Have to be Exclusive

Interesting Healthy Foods For Frugal Shoppers Healthy foods do not have to be the expensive health foods that have their own aisle at the store. In fact, healthy foods can be very inexpensive when the family is considering changing their lifestyle towards healthier eating. Therefore, the most frugal foods are the more healthy foods that […]

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plan a successful retirement

6 Things You Need to Do to Prep for Retirement

Everyone wants to have a good retirement. But you can’t expect to have a comfortable retirement without putting in some legwork ahead of time. There’s a wide variety of things you need to consider in order to get ready for your golden years. Here are six things you need to do to prep for retirement. […]

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start investing in your early years

Securing a Stable Future: 4 Reasons Why You Should Start Investing in Your Early Years

There are many reasons it takes people decades to learn how to invest. Maybe they weren’t financially stable enough or they didn’t know how to do it properly. Whatever the reason, it’s never too soon or too late to begin investing in your portfolio. But if you can start sooner rather than later, you’ll be […]

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best auto insurance provider

How to Pick the Best Auto Insurance Provider

Thousands of car crashes happen on our roads every day so motorists should start taking auto insurance more seriously. And that’s not because it’s required by state laws. Auto insurance can help secure your future by protecting your financial health. It all boils down to the type of insurance coverage you will be getting for […]

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Paying Heavy Taxes? Here’s What You Can Do To Save on Taxes In The New Year

Nobody likes to pay tax, but it’s unavoidable, and you’ll need to make your payments on-time to avoid penalties. However, it’s important to remember that there are some key ways you can reduce your tax liability. There are plenty of options and tax planning strategies available to help you do this.  Today, we’re going to […]

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types of financial derivatives

A Guide to the Types of Financial Derivatives

A derivative can be referred to as a contract that gets or derives its worth from the functioning of the underlying asset. The underlying asset is an index rate or a benefit and commonly referred to as an underlying asset. Derivatives can often be utilized on many platforms and reasons which include hedging, they can […]

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imageedit_1_7540314044-min

Why Small Businesses Depend on General Liability Insurance

Small business owners are always looking for the most economical way to run their companies. After all, profitability depends on maximizing revenue and minimizing operating expenses; pursuing one without the other is counterproductive. So, entrepreneurs are always seeking out ways they can cut costs without cutting the quality of work they’re doing. It might be […]

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right type of life insurance

Do You Have the Right Type of Life Insurance?

Adults who want to buy life insurance have a lot of options. Depending on your needs, you can select from at least a half-dozen different kinds of policies. Sometimes it’s said that there are just three types of life insurance, but in reality, there are at least a dozen different variations and combinations of the […]

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piggy-banks-min

What Are Personal Loans and Why Do People to Take Them Out?

Millions of people take on debt every year. As a matter of fact, no matter which age group you’re in, chances are you have at least $10,000 in debt weighing against your net worth. With all of this tough talk against debt that you hear in the news today, it’s a wonder why anybody takes […]

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NYC on a budget

How to Plan a Day in NYC on a Budget

Heading to the Big Apple? Well, it’s notorious for being one of the most expensive cities in the world, and certainly the most expensive city to visit in the US. Here are some tips for planning a day in NYC on a budget without worrying about money. Getting Around New York cabs are expensive, so […]

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Smartphone Theft

Smartphone Theft: How to Deter Thieves and Protect Your Data

In a world where smartphones have become an integral part of our working and social lives, the threat of smartphone theft has been getting greater and greater. According to Consumer Reports National Research Center, 2.1 Million cell phones were stolen in the U.S. last year with another 3.1 Million cell phones reported as being lost. Theft […]

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common types of debt

Repayment Terms for Common Types of Debt

Debt can be incredibly useful when used to buy a house or a car. But it’s also something that can cause huge headaches for consumers—especially when it gets out of control. Unmanageable debt is just a way of life for many people who can’t keep up with its costs. In fact, a study from the […]

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4736751200_fd241a8980_z-min

Proven Strategies to Build a More Resilient Business

While a lot is said about business resilience and continuity planning, and the importance of a company being agile and responsive; in the end it all boils down to one simple goal – being able to continue to serve your customers even when times get tough. Business resilience is about rolling with the punches and […]

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poor money management

How Poor Money Management Can Ruin Your Chance to Build Wealth

You’ve probably heard of the saying, ‘earn like the rich and spend like the poor.’ The rich remain rich by spending like the poor while the poor stay poor because they try to emulate lavish lifestyles. Money management is crucial for both low and high income earners. According to author Elizabeth Warren’s 50/20/30 budget rule, […]

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ways to save money buying your first home

Alternative Ways to Save Money Buying Your First Home

Buying your first home tends to be something we now see as a huge ambition. With hefty deposits and rising house prices many of us stick to renting which can often lead us to getting stuck in a cycle of paying rent and never having cash left over to save. However with new options opening […]

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training-programs-min

The Importance of Training Programs in Every Type of Business

No matter what industry you’re in or what size your company is now, the value and importance of meaningful ongoing training programs should never be underestimated. From improving employee productivity and motivation and making the workplace safer, to helping you reduce costs and eliminate waste, we take a look at the many benefits training programs […]

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vehicles-perfect-for-growing-families-min

The Most Popular Vehicles for Families on the Go

Family cars must be comfortable, be capable of hauling a family and their belongings, and be safe. They should also be inexpensive to run and insure. With those factors in mind, the auto editors at U.S. News & World Report have named their picks of vehicles considered perfect for growing families for 2019. Let’s take […]

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lifes-milestones

How a Good Credit Score Can Help You Reach Life’s Milestones

Life is full of ups and downs but While having a good credit score can’t lessen the impact of every difficulty, it certainly can help make reaching your financial goals easier. So how much does bad credit cost you? Bad credit can literally cost you thousands of dollars over the long-term in higher interest charges, […]

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What to Look for When Attending a Marketing Event

As a person who has worked in marketing for more than a decade, I’ve attended dozens of corporate marketing events. There are many benefits of attending these type of events such as networking opportunities, skill development, brand awareness, and of course content creation. Oftentimes companies look at these events as being costly and ineffective, but […]

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save money as a student

Practical Ways to Save Money as a College Student

  Saving money as a college student should be at the top of your list of things to do this year if you’re at university or studying a course from home. There isn’t much help for students who fall into a monetary crisis after they’ve finished their course. Usually, the only way out of trouble […]

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building a brand

5 Ways Small Businesses Can Build a Brand

Having a strong brand accelerates the growth of small businesses. When you have a strong reputation, it is easier to generate leads, increases conversion rates, empowers you to command a premium price, attracts superior talent, and assists in obtaining high value partnerships including potential investors. Sounds great, right? Where do you sign up? Great brands […]

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seoconsulting

Side-Business Ideas to Earn Extra Money

    Image credit: Le Buzz   There are many interesting ways how to save or invest your money, but what about earning more? It’s hard to figure this out, especially if you’re working full time – then the only possible way to get more money seems to be the promotion at work. Which is […]

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term life insurance

Why Term Life Insurance Is an Option Worth Considering

  When the time comes to look at life insurance and all the different options, it can be challenging to determine not just how much coverage you need, but what life insurance plan is the best option for you. You have two main options for coverage, permanent insurance or term life insurance. Both have their […]

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using credit cards responsibly

Using Credit Cards Responsibly: The Double Edge Sword Explained

Depending on your credit habits, you either have a love or a hate relationship when it comes to credit cards. If you love them, it’s likely because you’ve found a card that offers you a top notch rewards program or a low interest rate. With the right credit card you can travel for free or […]

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penny stock traders

The Best Brokers for Penny Stock Traders

  Penny stock traders have unique requirements when it comes to selecting a broker. Since most penny stocks trade below $5, fees must be minimal, and multiple trades must be supported. Take a look at this list of the best brokers for penny stock traders in 2018.   Robinhood Robinhood is the only broker that […]

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owning a home

The Hidden Costs of Owning a Home

Owning a Home – Investment or Expense? Owning a home has long been the American Dream.  A recent survey by the National Association of Homebuilders (NAHB) uncovered that 75% of Americans still believe that owning a home is the best long-term investment they can make.  According to a recent report by CoreLogic, negative equity peaked […]

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utah-monument-valley

Activities to Tick Off Your Bucket List When Traveling in Utah

  Utah, a classic gem to all who visits the state. This place offers a wide range of activities for kids and kids-at-heart, for passersby, for enthusiasts, and road trippers. If you are on the lookout for top things to do in Utah, then adventure, splendour, and a rich culture await you. Add up to […]

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Top Travel Tips for Those Traveling to the United States

The United States continues to be one of the top travel destinations in the world for good reason. The U.S. has some of the most scenic landscapes that you will find along with popular tourist attractions such as The Grand Canyon, Yellowstone and Yosemite National Parks. There has never been a better time to book […]

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save money on auto insurance

Learn How to Save Money on Auto Insurance

The cost of auto insurance is very high. Insurers have increased their premiums in order to protect their valuables and, still, many of them do not make a profit. These premiums can vary by hundreds of dollars. Motor insurance continues to remain the biggest and most expensive nuisance. The good news is that, with the […]

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saving money for your dream trip

The Ultimate Guide to Saving Money for Your Dream Trip

Everyone has a trip on their bucket list that they have been dreaming to have since they were little. However, back then you had no idea that money is a big inconvenience that can stop you from fulfilling your wish, you were just thinking about how amazing it is going to be when you reach […]

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hr tips for small to medium sized businesses

HR Tips for Small to Medium Sized Businesses

For small to medium businesses struggling to remain competitive and keep their cashflow healthy, HR often becomes an afterthought, or something you only address when an issue has already arisen. Not only can this cause ill-will in the workplace and affect productivity, in the worst-case scenario it can land employers in serious legal and financial […]

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educational software

How College Students Can Save Money Shopping for Educational Software

These days, it seems that universities are forcing students to pay a lot of extra technological fees, such as hardware and software costs and upgrades, copying and printing fees, and more. But many students are finding that it is completely unnecessary to have to spend all this extra money just to successfully complete their coursework […]

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go green

5 Ways to Be Green and Save Money on Earth Day

Today’s homeowner is always looking for ways to save money around the home.  Combining that with eco-friendly or green improvements can be expensive, however there are many ways you can go green and save money at the same time without spending a lot of money. Home Energy Audit A home energy audit is the first […]

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payday loans online

Regulations to Be Aware Of Before Getting Payday Loans Online

Many people who need to borrow quick cash often resort to getting payday loans online. But due to the bad practices of some lenders, payday loans are strictly regulated by state laws. That’s why it’s crucial to educate yourself about the rules and regulations before applying for a payday loan .  You should read the […]

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send money overseas

Is it Safe to Send Money Overseas?

Sending money overseas is nothing new these days. For most people, the task of sending money overseas usually comes around due to having friends or family who live abroad, or perhaps due to the cross-border sales of big-ticket assets such as cars or boats.  Whatever your reason for wishing to carry out an international cash […]

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