low credit score

Repair Your Low Credit Score by Focusing on Key FICO Score Components

Banks and financial institutions use credit scores to make determinations regarding a consumer’s credit risk. Employers, landlords, and insurance companies use credit scores in building a picture of how responsible you are. The higher the credit risk the higher the interest rate you will be charged. A FICO Score of 740 or above is considered […]

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teamwork

Why This Money Blogger is Having a CFP® Review His Retirement Plan

This is a sponsored post in partnership with the CFP® Board. Opinions expressed are my own. I learned from my years as a Boy Scout that being prepared can be the difference in having an enjoyable backpacking outing or a miserable and unforgettable experience. To this day, I can still remember the painful blisters as a […]

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prep for retirement

6 Things You Need to Do to Prep for Retirement

Everyone wants to have a good retirement. But you can’t expect to have a comfortable retirement without putting in some legwork ahead of time. There’s a wide variety of things you need to consider in order to get ready for your golden years. Here are six things you need to do to prep for retirement. […]

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How to Improve Your Credit Score Fast in 5 Easy Steps

Make Payments Before Due Date Payment history has the single largest impact on credit score so you want to make sure you are paying your bills on time. In fact, scheduling your payments to pay on the due date might negatively affect your credit rating. For example, if a due date falls on a weekend […]

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drowning in debt

Drowning in Debt? Here’s How to Start Climbing Out of Debt

Utilizing credit to cover life’s major expenses or unexpected bills is common among Americans. Taking on debt makes it easier to manage a significant financial burden when the savings just isn’t there. Unfortunately, leaning too heavily on credit can create a mountain of debt that feels impossible to move. If you feel like you’re drowning […]

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kid roth ira

How a Kid Roth IRA Can Make Your Child a Millionaire

Scenario: Your teen has a part-time job during the year and has saved most of their earnings. Is a Roth IRA the best investment option? How much can they contribute each year? Can a parent contribute to a Kid Roth IRA? Benefits of a Kid Roth IRA A Roth IRA allows your child to contribute […]

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tax law changes

Top 6 Tax Law Changes for 2018

 This is a guest post written by Paige from the Fairy Tax Mother blog. There are numerous changes to the 2018 tax year thanks to the Tax Cuts and Jobs Act. Commonly know as TCJA (pronounced tick-ja by nerdy tax accountants).  There are changes to both individual and corporate tax law that are being implemented in […]

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owning a home

The Hidden Costs of Owning a Home

Owning a Home – Investment or Expense? Owning a home has long been the American Dream.  A recent survey by the National Association of Homebuilders (NAHB) uncovered that 75% of Americans still believe that owning a home is the best long-term investment they can make.  According to a recent report by CoreLogic, negative equity peaked […]

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5 FinTech Apps That Are Changing the Financial World

FinTech (Financial Technology) is an industry that is making a big splash in the financial sector. For those who have never heard of FinTech, it encompasses the use of computers and many other forms of technology to improve, support, and enable banking and financial institutions to provide better financial services to their customers. Since the […]

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