financing small businesses

Financing Small Businesses with Peer to Peer Lending

Lack of financing and poor cash flow cause 95% of small business failures within the first five years of startup. Having a cash flow plan is essential for the long-term stability of any business.  Yet many small businesses struggle with finding adequate financing when the inevitable cash shortage happens since it is often difficult for these […]

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save money on insurance

5 Ways to Save Money on Your Insurance Starting Today

If you’re like most people, you bought your insurance policies years ago and you haven’t thought about them since. The problem is that most people are spending too much for their insurance coverage and don’t even know it. Regardless of what kind of insurance policies that you own, there are some ways that you can […]

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Smartphone Theft

Smartphone Theft: How to Deter Thieves and Protect Your Data

  In a world where smartphones have become an integral part of our working and social lives, the threat of smartphone theft has been getting greater and greater. Over 400,000 people in the UK had their phone stolen in 2016. Theft of phones by moped riders has become a serious problem on the streets of London. Despite […]

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improve air quality

Healthy Living: How to Improve Air Quality in Your Home

There are so many different things that a homeowner has to keep up with in order to keep their residence and all of its systems running smoothly. Without a lot of hard work, it will be nearly impossible for a homeowner to avoid issues within their home. One of the biggest concerns that a homeowner […]

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money saving tips for young professionals

Money Saving Tips for Young Professionals

So, you have now finally graduated and made your way into the real world of financial independence. Earning your own money for the first time is exciting and you may be tempted to go a little overboard with spending once you have your first paycheck . While earning your own money is exciting, it is […]

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starting your business

4 Ways to Save Money When Starting Your Business

Starting Your Own Business Can Provide More Than Just Income A lot of people dream about being their own boss and starting their own businesses. But there’s one thing that new businesses need that most aspiring entrepreneurs lack—money. Getting a loan for a new business can be nearly impossible, so those who do start their […]

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currency strength

How Currency Strength Impacts Your Financial Life

Currencies allow for the efficient buying and selling of goods and services between individuals and countries and have been around since the stone age.  The use of paper currency began in the 1690’s with paper notes being issued by the Massachusetts Bay Colony to pay for military excursions.  United States Notes or “green backs” were […]

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best ways to get a cheap flight

Travel Tips: Best Ways to Get a Cheap Flight

We already know that airfare can change by the hour it seems, but as you are refreshing your browser trying to see if prices are going down, did you know that could actually be creating demand and making prices increase?  Web browsing information is stored in cookies and can be used by airlines to dictate […]

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saving gold and silver

How to Start Saving With Gold And Silver

    In both Canada and the U.S., personal and household debt is at worrying levels. The New York Times reported that in 2017, Americans accumulated more credit than they had even at the peak of the credit bubble that preceded the 2008 recession. Even more concerning – Americans owe more than $1 trillion in […]

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most overpriced items

How to Save on Five of the Most Overpriced Items

Consumers love to splurge on dinner and drinks during a night out on the town.  We already know those prices are marked up, but it is part of the experience going out for a nice dinner.  Most of us are unable to cook a restaurant quality dinner, so it is worth the extra money.   Markup […]

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lower credit card debt

Millennials and Credit: An Inside Look at How Millennials Use Credit [infographic]

Did you know that Millennials outnumber baby boomers by 15 million and earn around $20,000 less than the U.S. average.  Below is an infographic that takes an inside look at the complicated relationship between Millennials and Credit.     Infographic courtesy of www.avant.com

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stop wasting money

Stop Wasting Money on These Items Now

Our lives are moving so fast each day, with work, family, a social life, that maybe we don’t even know how many wasteful items we are spending our hard-earned money on each day.  While that may be true for some, I think for most it is just the ease of the grab-and-go, being financially lazy […]

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mistakes made by entrepreneurs

Top 4 Mistakes Made by Entrepreneurs

Starting a new business is a difficult task as evidence by the high failure rate, 50%-70% of newly formed small businesses fail within the first 18 months. Below are several of the more common mistakes made by entrepreneurs: 1. Not Understanding the Competition Many businesses fail simply because their competition was more successful in bringing products […]

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small business loans

Top 5 Steps to Help SME’s Get Business Loans

Small businesses are usually lean on capital. Lack of adequate funding pushes most SME owners to business loans. It can be difficult for small businesses to get approved for a loan given strict lending standards imposed by banks. However, outside financing is an extremely important source of funding for small business loans for startups & […]

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